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Trusted Contributor
Posts: 1,242
Registered: ‎01-27-2015
I would recommend travel insurance, particularly overseas travel. If you have some medical conditions, they could not be covered...there are several different kinds of travel insurance so make sure you ask the right questions.
Honored Contributor
Posts: 8,505
Registered: ‎03-09-2010

@granddi wrote:

Do you have any recommendations?

Planning a land only trip in Alaska and insurance is recommended by the travel company. I know that policies can cover trip cancellations, trip interuptions and medical.

 

I have heard that it is nearly impossible to collect if a problem that ins company will require dr letters and other documents.

 

 


@granddi .. the last time DH and I traveled to Italy we got our travel insurance through World Nomads.  Fortunately we didn't have to use it but it gave us peace of mind.  

Honored Contributor
Posts: 33,580
Registered: ‎03-10-2010

I personally would not pay for trip insurance.  It has been my experience that in the event something happens, the trip is either covered or a credit given.

 

We were supposed to travel via Southwest and my aunt got very ill.  I called Southwest, explained and they issued me a credit for the exact amount we had paid for our flight.

 

When we were in Florida, a hurricane was forecast and the city we were in was being evacuated.  We contacted the airline and they got us on a different flight, no charge, to get us out of Florida.  The condo. refunded our money for the days not used.

 

If you are talking about health insurance, I don't know.  I've never thought about that. 

 

I don't think trip insurance covers what some here have posted about does it? 

Honored Contributor
Posts: 8,505
Registered: ‎03-09-2010

@Lipstickdiva wrote:

I personally would not pay for trip insurance.  It has been my experience that in the event something happens, the trip is either covered or a credit given.

 

We were supposed to travel via Southwest and my aunt got very ill.  I called Southwest, explained and they issued me a credit for the exact amount we had paid for our flight.

 

When we were in Florida, a hurricane was forecast and the city we were in was being evacuated.  We contacted the airline and they got us on a different flight, no charge, to get us out of Florida.  The condo. refunded our money for the days not used.

 

If you are talking about health insurance, I don't know.  I've never thought about that. 

 

I don't think trip insurance covers what some here have posted about does it? 


@Lipstickdiva, the insurance we purchased for our trip to Italy was for both the trip cancellation and health coverage.  I would not go without it.  You  never know if you will become ill or have an accident. 

Respected Contributor
Posts: 3,442
Registered: ‎03-09-2010

@granddi wrote:

Do you have any recommendations?

Planning a land only trip in Alaska and insurance is recommended by the travel company. I know that policies can cover trip cancellations, trip interuptions and medical.

 

I have heard that it is nearly impossible to collect if a problem that ins company will require dr letters and other documents.

 

 


I had to cancel a trip and you must provide documentation to get the refund.  Be advised, you don't get the price of the insurance back just the trip itself.  A friend's mother fell and broke her hip, she is an only child and her mom's POA.  My friends got documentation from the doctor and hospital and I got the refund.  You can't just decide you no longer want to go. 

Valued Contributor
Posts: 871
Registered: ‎04-02-2010

always get travel insurance.. CSA Travel Protection