Community Chat

[SilleeMee]

@hckynut 

I think my agent told me I'd be saving less than 5%. My insurance is pretty low anyway so the savings isn't that big of a deal especially when the driving school would cost something like $400.

[J Town Girl]

Quite a few years ago I went to traffic school to get a speeding ticket removed from my insurance.   The class was supposed to be from 9:00 to 4:00 with an hour for lunch but I remember the instructor ended the class around 2:30.  

I liked the instructor and thought the class was pretty interesting.   They gave us a lot of good suggestions for defensive driving.   It was very informal.  Some people asked questions and the instructor was very pleasant and made the time we were there fun and interesting.

Luckily I never had the misfortune to get another speeding ticket but I was very glad I gave up a few hours on Saturday for the class.  I like to think that it helped me become a better and more cautious driver.

[hckynut]

@SilleeMee 

Seems right for you, especially since you say you drive very little. Good for you, there are a lot of crazy and distracted drivers on the roads nowadays. 

hckynut

[hckynut]

@J Town Girl 

Just a comment on 1 line in your post. "Luck and Misfortune " have little to nothing to do with getting a speeding ticket.  I got just a teeny tiny secret:

"it's all in the foot or finger controlling the accelerator".

Oops! Now everyone knows my secret!  =^..^=

hckynut(john)

[J Town Girl]

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@hckynut wrote:

@J Town Girl 

Just a comment on 1 line in your post. "Luck and Misfortune " have little to nothing to do with getting a speeding ticket.  I got just a teeny tiny secret:

"it's all in the foot or finger controlling the accelerator".

Oops! Now everyone knows my secret!  =^..^=

hckynut(john)

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So true.    Over the years I've learned to ease up on that gas pedal.    

[CelticCrafter]

@SilleeMee , there are a lot of state approved courses for defensive driving that will get you a discount on your insurance.  A lot of them are on-line or in a classroom setting.  In NJ we can do either. 

AAA & AARP offer them for less than $50 for the fee and it's good for 3 years.

[SilleeMee]

@CelticCrafter 

I talked with my agent already about getting a discount from taking driving classes but the savings is less than 5% of my insurance cost and it would be for only a year.

[Lindsays Grandma]

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@SilleeMee wrote:

@millieshops 

Yes, that's probably true. I'm retired, too, and I've been driving for 50 years without a single ticket or accident. I hardly ever drive now since retiring and sometimes I wonder why I even own a car.

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@SilleeMee, I hear you.  I still have my driver's license after 61 years, never got a ticket,  , don't drive anymore and still have my car.  I keep it as a second car in case my daughter needs a car if and when something happens to hers.

[Brisky]

I took classes in high school. I do think it came in handy for me. Not one car accident, yet...

[izziebee]

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@hckynut wrote:

@QP Doll 

I attended a traffic school to get a discount on my auto insurance. With the right person giving these classes, most drivers could learn some innocuous ways to reduce their chances of vehicle collisions. 

Personally, they should be mandatory to be able to attain or retain a valid drivers license, and in every state.

hckynut

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Good advice.