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01-10-2025 09:38 AM
@vermint wrote:
@monicakm wrote:
You are not "entitled" to benefits you have not paid into.
I have never worked and had NO idea when I turned 65 that I was eligible for a SS check based on my husband's work history. It was a SS agent that told us. I guess eligible and entitled are two different things.
@monicakm Exactly! Lots of people are "eligible" for various government benefits who've never paid into them. In your case, your husband did pay in, and that makes you "eligible". Nothing wrong with that!
If your husband was married for 10 years, she can collect based on his record, too. It wouldn't change how much the two of you collect, @monicakm.
01-10-2025 03:14 PM
@monicakm wrote:
We don't have a Medicare prescription plan but we get good discounts from our pharmacy. For example, DH just had his blood pressure medication refilled. He takes Telmisartan. With either a GoodRx price or whatever Walgreens uses for a discount, it was $41 for a 90 day supply. It was $188 before the discount. They will run it thru a few programs to find the best price. I don't know if many people take advantage of this. I don't hear many talk about it.
I would strongly suggest you get a Part D immediately.
You will be charged a penalty every month for the rest of your life if you don't pick it up when first eligible.
My husband and I never used RX drugs, but he went into Afib during cataract surgery. It has been a nightmare.
He has had three heart procedures to get his heart to bet regularly and he has been prescribed meds.
Eliquis is one expensive drug. Thank goodness we have insurance. He can get a three month supply for $126. The regular price is $786 a month. The negotiated price with Medicare is about $521 a month.
With the new RX laws, the most we will ever pay is $2000 out of pocket in a years time.
The only people I know who don't have a Plan D are those people who are low income and can't afford it.....they can go on Medicaid and those who have an advantage plan.
It's your choice, of course. But given your preexisting conditions and your age which is on the younger side of Medicare, you really should change your mind and purchase a plan.
Even if you get the cheapest plan you can find, it would be great. You can always update your RX coverage every year to a better plan during open enrollment starting in October if your needs change.
I can get Telmisartan for $5 a month or 90 days for $15 on my plan.
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