Community Chat

[June222]

I have have been sent several replacement cards with the chips over the last year. 

[sunshine45]

the majority of my credit cards now do not have a chip. i HAVE received a few with a chip, but no PIN needed......they never sent me, nor have i selected a PIN.

interestingly, i have not seen these at our walmart stores (as some have mentioned) and even my walmart card is not chipped.

i own two businesses and we do not have chip technology terminals installed nor do we plan to anytime soon. no one is pushing them from merchant services or the bank either.

[1MrsT]

I thought this info was interesting:

How are chip-and-pin cards different from RFID credit cards?

RFID, or radio-frequency identification, cards are contactless. They have a chip and radio antenna that transmit account information, raising concerns (which people are still arguing about years after the cards were introduced) that criminals may use readers to skim consumer details. Chip-and-pin cards work only when inserted into a merchant’s credit-card reader.

[Mz iMac]

Walmart does not issue cc.  It's the bank the cc agencies are affiliated with.

[SharkE]

oh yeah that's right. Mine hasn't been changed over to a 'chip' card yet.

Why they took my post out of the original, started by somebody else, thread I don't know. LOL

[Susan-QVC]

@SharkE I apologize for that. I wanted to remove a post and system took the replies also. 

So sorry!!

Susan

[SharkE]

Thank you! Thought I was having a 'senior moment' LOL

[Pearlee]

There are now duplicates of my thread!?  Would you merge that second one into mine please?

@Susan-QVC

[Moonchilde]

My advice is to buy the "cardboard" lined protectors if you only have 1-2 cards and want to be sure they're safe, if you have any doubts.

BUT - these break down at the corners with use, and they definitely don't fit neatly and well into all wallets and purses. I know - I used them on one card. It was a PIT*.

In anticipation of the changes I bought the Travelon wallet set and happily use it now. I figure it will take care of what *can* be protected while it's on your person.  Once you take the card out and either hand it to someone, swipe it or stick in the new machines, there is no protection until it's back in "protected space" again.

[mima]

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@Venezia wrote:

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@mima wrote:

As far as I know, we will be using chip and signature machines and not ship and pin machines at least for now.

Maybe in the future pins will be required but for now signatures is all that is needed even if your card has a chip in it.

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Not true where I am.  All the Walmart stores have the new card readers and, if your card is a "chip and pin", you must enter the PIN.  You are no longer allowed to just slide your card and sign.  Their system does not allow it and you would have to use a different payment method.

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I have the new chip reader credit card machine  in my store.  They have never told me anything about needing a pin.  I have run sales on chip reader cards.  The machine won't let you swipe the card if it has a chip reader.  You have to leave the card in during the transaction.  My machine only requires a signature and not a pin.   It is a brand new machine that is compliant with what I have to have.   I wonder why the difference?

I got a new credit card with the chip in it to replace my old card.  They did not give me a pin for it.

If you use a debit card and it is swiped as a debit card you used to have a pin number but if you run it as credit you didn't. I don't know if it is the same or not.  Are you using a debit card or credit card?  I'm confused on why the difference.