Community Chat

[RedTop]

@Mom2Dogs 

I started drawing SS benefits from my husband, who is still living, at 65.  His benefit remains the same.  When he passes,  the amount I receive now will stop, but I will start receiving the monthly amount he is getting now.  What I receive is a fraction of his monthly amount, no where near half.

[KittySoftPaws]

I worked for an Opthalmologist for almost 30 years and also with Medicare. So many of our patients said they knew people, and I did too, that decided to wait until after 62 and never made it to collect. So alot of people decide they would rather collect at 62 rather than take the chance they may not make it past that. My Mom was able to collect from my dad's after they divorced even though he re-married, because she never re-married. Had she married, then she would lose his. That's intersting too, but that's how it works. 

[Jannygaz]

I am still,working and am over 70. Prior to turning 70, I was contacted by Social Security   It didn't seem optional.  I collect full benefits plus my salary.  Looking forward to the raise next year. 

[qvcfreak]

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@KittySoftPaws wrote:

I worked for an Opthalmologist for almost 30 years and also with Medicare. So many of our patients said they knew people, and I did too, that decided to wait until after 62 and never made it to collect. So alot of people decide they would rather collect at 62 rather than take the chance they may not make it past that. My Mom was able to collect from my dad's after they divorced even though he re-married, because she never re-married. Had she married, then she would lose his. That's intersting too, but that's how it works. 

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But if you divorce 2nd spouse or he dies, you can collect again from 1st husband 

[Sage04]

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@qvcfreak wrote:

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@KittySoftPaws wrote:

I worked for an Opthalmologist for almost 30 years and also with Medicare. So many of our patients said they knew people, and I did too, that decided to wait until after 62 and never made it to collect. So alot of people decide they would rather collect at 62 rather than take the chance they may not make it past that. My Mom was able to collect from my dad's after they divorced even though he re-married, because she never re-married. Had she married, then she would lose his. That's intersting too, but that's how it works. 

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But if you divorce 2nd spouse or he dies, you can collect again from 1st husband 

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But you will get the amount that's higher whether it's spouse one or spouse two.

Survivors Benefits is usually higher than Spousal Benefits.

[Sage04]

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@KittySoftPaws wrote:

I worked for an Opthalmologist for almost 30 years and also with Medicare. So many of our patients said they knew people, and I did too, that decided to wait until after 62 and never made it to collect. So alot of people decide they would rather collect at 62 rather than take the chance they may not make it past that. My Mom was able to collect from my dad's after they divorced even though he re-married, because she never re-married. Had she married, then she would lose his. That's intersting too, but that's how it works. 

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@KittySoftPaws  yes that's true but anyone receiving Survivor's Benefits can get married after 60 without losing the benefits.

[IMAROCKER]

@Sage04 

This person is eligible for divorced spouse’s benefits on her ex-husband’s record as long as he is eligible for benefits.  He does not need to have filed a claim. He needs to have enough work credits (sounds like he does).  She would be an independently-entitled divorced spouse.  She should contact Soc Sec Admin ASAP.  

https://secure.ssa.gov/poms.nsf/lnx/0300202005

[Mom2Dogs]

@RedTop   My husband is still alive and his SS is larger than what I get.  

We were (still are)  self employed for years and I was a 'housewife' on the taxes..We had that changed as I owned the business at one point so that helped increase my SS benefits.

If he passes before me then like you, I will receive his benefits.

[wagirl]

@depglass --Yes it is---I just went thru this process this year due to a divorce. I also made an appt for a phone call to talk with them. Make sure to  write down your questions and actually, the person I spoke to, was very helpful and knew what she was talking about. There are forms to fill out and maybe documents you need to send in as proof, but it was pretty straight forward. And it didn't take a long time either. 

[depglass]

No double dipping here.  What I am mystified about is why the two CPA offices who did our income taxes the last 6 years never pointed this out to us.  They obviously had access to our SS benefits.  I have a phone appt. the middle of January and will get the official straight scoop then.  A friend told me about this a year ago and frankly I thought she was misinformed.  Got bored and called, it took 50 minutes to get the call answered.  I will have to supply photo ID, marriage certificate, etc.  How I do that will be revealed on phone call.