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Esteemed Contributor
Posts: 7,725
Registered: ‎08-19-2014

Question About Social Security

   My DH will be turning 70 this year.He’s still working full time so he isn’t on Medicare yet. Our medical is covered by his employers insurance .

  Here’s my question. How far in advance of his birthday does he need to apply to begin receiving his social security benefit. Does he have to go down to the SS office or can he do it online? Is the process complicated if he does it online?

  Thank you.

 

Respected Contributor
Posts: 2,405
Registered: ‎09-18-2010

Re: Question About Social Security

@NicksmomESQ   He can do it online, very easy.  Six months before he turns 70.  It's so easy to do it online!

Respected Contributor
Posts: 3,793
Registered: ‎03-13-2010

Re: Question About Social Security

Yep.  It's all E-Z!

 

"The less you respond to negative people, the more peaceful your life will become."
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Honored Contributor
Posts: 8,903
Registered: ‎03-14-2010

Re: Question About Social Security

I applied on line just over a year ago. On line one of the questions it asked was when did you intend to retire. And I got two phone calls from the Social Security office. They just wanted to verify that I didn't change the date I planned on retiring etc. 

 

It was very easy. And the Social Security office was very nice. They also wanted to make sure that if I had questions that they were there to answer them.

 

The process was quick and easy and no way complicated.

Esteemed Contributor
Posts: 7,725
Registered: ‎08-19-2014

Re: Question About Social Security

@drizzellla   Why would they ask you about your retirement plans? DH has no plans to retire.He just wants to start collecting his SS because their is no longer a benefit in waiting.I’m a bit confused by why they would care!

Honored Contributor
Posts: 14,028
Registered: ‎03-09-2010

Re: Question About Social Security

If you have placed a freeze or fraud alert on your credit record at Equifax, you will either have to remove the freeze/alert or apply in person at a Social Security office.

Esteemed Contributor
Posts: 6,527
Registered: ‎03-10-2010

Re: Question About Social Security

[ Edited ]

@NicksmomESQ  If he plans to keep working and contributing, that may cause his benefit to change/increase over time.

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Honored Contributor
Posts: 8,903
Registered: ‎03-14-2010

Re: Question About Social Security


@NicksmomESQ wrote:

@drizzellla   Why would they ask you about your retirement plans? DH has no plans to retire.He just wants to start collecting his SS because their is no longer a benefit in waiting.I’m a bit confused by why they would care!


I guess they were asking about my retirement plans because I was the one who said that I was planning to retire in June and that is when I wanted my Social Security to start.

Honored Contributor
Posts: 10,366
Registered: ‎03-09-2010

Re: Question About Social Security


@deepwaterdotter wrote:

If you have placed a freeze or fraud alert on your credit record at Equifax, you will either have to remove the freeze/alert or apply in person at a Social Security office.


We have freezes on our credit record.  When my husband applied he did it on line and did not have to remove the freeze.

Honored Contributor
Posts: 32,624
Registered: ‎05-10-2010

Re: Question About Social Security

He can do it online, it's incredibly easy and no, he does not have to do it 6 months before he turns 70.  He can do it now and choose the date that he wants his monthly benefits to begin.  It's all incredibly easy and user friendly.