Community Chat

[Mom2Dogs]

@Effie54   @SharkE    I do post a lot of questions about medicare....I must be 'thick' and cannot get it thru my head...

I also have Plan G....can you confirm/deny that once you have met your medicare dedudctible for the year Plan G picks up all other medicare covered charges, (no bills will be sent to the insured) such as doctor visits.  

I was told there was no deductible or co pay with the plan but I have not seen it in writing.  

thanks

[Effie54]

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@Mom2Dogs wrote:

@Effie54   @SharkE    I do post a lot of questions about medicare....I must be 'thick' and cannot get it thru my head...

I also have Plan G....can you confirm/deny that once you have met your medicare dedudctible for the year Plan G picks up all other medicare covered charges, (no bills will be sent to the insured) such as doctor visits.  

I was told there was no deductible or co pay with the plan but I have not seen it in writing.  

thanks

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Medicare is so confusing. I can't confirm that Plan G picks up all the charges, but I'm pretty sure it does. My sister has Plan G and has no copayments, once she's met her deductible (I think there's a deductible). It's a great plan. We have Plan N, and have small copayments. Also a great plan. 

[Mom2Dogs]

@Effie54   thanks for the reply.  Since I had my accident in December I have now met my deductible for 2023.

Usually I pay bills as soon as they come in, I think I will have to look the bills over more carefully to make sure everything has been submitted to my supplement plan.  I don't think charges should neessarily be free but I don't want to over pay.

[Effie54]

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@Mom2Dogs wrote:

@Effie54   thanks for the reply.  Since I had my accident in December I have now met my deductible for 2023.

Usually I pay bills as soon as they come in, I think I will have to look the bills over more carefully to make sure everything has been submitted to my supplement plan.  I don't think charges should neessarily be free but I don't want to over pay.

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Yes, exactly. That makes good sense. I had to keep track as well for a few medical expenses that came my way in 2022, to be sure the supplement was indeed paying it. I find the supplement explanation of benefits to be confusing to understand. Maybe it's me, but I have to really look it over to be sure the practitioners were paid adequately. 

[SharkE]

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@Mom2Dogs wrote:

@Effie54   @SharkE    I do post a lot of questions about medicare....I must be 'thick' and cannot get it thru my head...

I also have Plan G....can you confirm/deny that once you have met your medicare dedudctible for the year Plan G picks up all other medicare covered charges, (no bills will be sent to the insured) such as doctor visits.  

I was told there was no deductible or co pay with the plan but I have not seen it in writing.  

thanks

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Yeah, I don't pay the 20% that Medicare doesn't pay they do Mutual of Omaha and I don't pay for dr. visits either. Cost me the 2024 price of 134.00. worth every penny.

[SharkE]

monthy

The one time deductible for Plan B premium this yr will be 240. for 2024

[Mom2Dogs]

@Effie54   Many times my supplement refers me to medicare...and medicare pretty much reads to me their respnose.

[Effie54]

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@Mom2Dogs wrote:

@Effie54   Many times my supplement refers me to medicare...and medicare pretty much reads to me their respnose.

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That's Medicare for you. I think it's harder in the beginning of the year when we have visits that go toward the deductible (which is always confusing to me). By the end of the year when all is met, I think it becomes easier. Bills don't usually come after any deductible has been met.