Community Chat

[sophiamarie]

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[sophiamarie]

Who has it???

Can someone please explain what it does and why there are different plans.

Is it worth getting?

TIA

[ivanatrump]

On 4/8/2015 sophiamarie said:

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[MomOf4]

Go to LifeLock.com or Google ""LifeLock"". All your questions will be answered.

[sophiamarie]

On 4/8/2015 MomOf4 said:

Go to LifeLock.com or Google ""LifeLock"". All your questions will be answered.

That's not what I was asking. I want to hear from someone who actually has it and want to know what it has done for them.

TIA again....

[MomOf4]

On 4/8/2015 sophiamarie said:

On 4/8/2015 MomOf4 said:

Go to LifeLock.com or Google "LifeLock". All your questions will be answered.

That's not what I was asking. I want to hear from someone who actually has it and want to know what it has done for them.

TIA again....

Oh I'm sorry, I misunderstood your post.

[sophiamarie]

On 4/8/2015 MomOf4 said:

On 4/8/2015 sophiamarie said:

On 4/8/2015 MomOf4 said:

Go to LifeLock.com or Google "LifeLock". All your questions will be answered.

That's not what I was asking. I want to hear from someone who actually has it and want to know what it has done for them.

TIA again....

Oh I'm sorry, I misunderstood your post.

[Irshgrl31201]

I have heard Identity Guard more recommended by financial experts than Life Lock. I would check out them all thoroughly because each offer things that may be more important to each person so it is important to figure out what suits you best.

It really comes down to if you want to do it on your own because you can do almost all of the stuff that services like these offer on your own with a little work besides the $1million dollar guarantee which a lot of insurances cover to a certain extent. We have a fraud alert on all of the reporting agencies just like LifeLock does and verification is a must before any credit companies issue credit. We have signed up for the Drivers Protection Act through the DMV which is also a service that LL does. A lot of info can be gained through the DMV so that is important to do. Since my husband is in wealth management he does have access to some of the same software that businesses like this do. We have opted out of all credit card offers that can be sent through the mail.

I think it comes down to how much you would like to do yourself. If our income was $50,000 a year, I don't think we would bother with this service. If my husband didn't have the same know how to do some of this stuff, I don't think we would bother with this service but if we made a good amount of income with lots of available credit and he didn't have the know how to protect ourselves, we most likely would look at one these financial services.

Good luck on whatever you chose to do.

[Irshgrl31201]

Sorry, I also missed where you said you just wanted people who had it to comment. My bad!

[sophiamarie]

On 4/8/2015 Irshgrl31201 said:

Sorry, I also missed where you said you just wanted people who had it to comment. My bad!

No problem. Any information is better than none..... Thanks. I am on the fence about getting it. I don't see where the benefit is. Like you say, a lot of things are insured anyway and we do have Fraud Alerts with the credit agencies.

But, I'm still open to any other information out there.

Thanks again......