Community Chat

[silkyk]

Another weak link....we got a call from our lawyer's office that all their files on everyone's estate stuff was stolen from their office ( all those important numbers not very well protected) in an office burglary. Great. We "froze" everything. Be prepared. All identity theft is not just online!

[MissMadi]

---

@shoesnbags wrote:

---

@MissMadi wrote:

Just curious....Do you know what happens if I freeze my credit accounts and I go to buy a big purchase like a car?  Would the car dealer be able to get a credit rating on me without a bunch of rigamarole?

---

You will have to temporarily unfreeze your credit using the PIN # that you were given when you froze it. You can indicate exactly what dates you want the freeze to stop and to start up again. I was able to do it all online last time. Just don’t lose that PIN #. 

@shoesnbags.... Sounds easy enough.  I was glad to read that you actually did it so you know how it actually works.  Thanks a bunch.  Appreciate your response.

---

[MamaWick]

We froze our credit with all 3 agencies several years ago after the Equifax breach.  One of the 3 charged us $10 each to freeze, but since then the government stepped in and said nope, can' no longer charge for that.  We applied for a car loan and the dealer told us which service they used, so we unfroze that one for 24 hours.