Community Chat

[maureen5]

Does anyone have a recommendation. for a company to prevent identify theft?

[Say Nay]

I use Equifax (or it could be Experian?) to place a credit freeze on my account. It means no one can open a new account in my name or take out a loan unless I unfreeze it. I monitor my credit cards myself by checking online frequently.

[physicsnut]

LifeLock

[terrier3]

I just set up all my credit cards so I am notified by e-mail any time a charge is made over $5.

That's easy, fast and free.

Plus I have the same freeze as Mom2Dogs has.

[tansy]

I'm considering freezing my credit. I thought you needed to do this with all three of the companies though, not just one.

[croemer]

On 11/24/2014 physicsnut said:

LifeLock

They have saved us several times now. I agree...

[Financialgrl]

Recently my credit card was hacked, the same day my card was cancelled and I found out when card rejected at dinner. The tipoff for credit union was about 5 tiny charges. I check my accounts online everyday anyway so I'd have caught it. We are allowed the 3 credit reports per year so I run one of the 3 agencies every 4 months. I haven't put a freeze on credit yet bc I haven't felt the need yet though I had not realized it but credit union said the Target and Home Depot database hack contained so many credit card numbers and that it may take years before all numbers may be targeted. So even with a monitoring company, still be vigilant on your own.

[Kujo]

Auto Club members are entitled to free basic credit monitoring services through Experian. They also offer an upgraded service for an annual fee that’s a little less expensive than Lifelock’s annual fee. I’m thinking of switching when my Lifelock subscription expires early next year.