Hello Friends- this is crazy perhaps but don't have any good solutions. Maybe someone out there has been through this too and can help me.
Long story but hope what I write makes sense and will clarify later if confusing.
Married 37 years in August. Our entire marriage has been filled with financial difficulties.
My husband has difficulties with work that are hard to explain. I myself have never heard of this. He is smart fact wise. Has lots of info in his head. However, there is where the good ends. He has no idea how to work. I believe as the result of "helicopter" parenting he does not know what to do or when without being told. No common sense or organizational skills. He has been fired 3 times and come close to loosing current job, boss could care less if he quits. He is strictly commission (15 years) and absolutely no benefits except an occasional shared bonus-very small. Has bachelors in Psych. and a masters in Industrial Safety and was fired from his second job in this field. From there on he has been in sales. He took this as potential is greater for more money and he has no other skills for another job.
Yet he chooses to be in sales.Sales is Hard to do for anyone much less a person like him. He is 63 and I am 59 by the way.
For too many months the checks he brings home are not enough, which results in taking money from our very small savings just to pay the bills. Example- his commission check for last month was $500. He took 300 out of savings without my knowing to save himself. I just had to take money from my credit union account to pay our real estate taxes plus I took more because we needed it for inusrance and car sticker payment. That's when I discovered he had take money out.
I work in enviromental services and I do okay but of course in this field not big bucks.
We have lots of credit card debt from years of using it to get things we needed and of course things we sure didn't. I know that is wrong but it's the facts.
I am worried that soon the savings could be depleted and then what do we do?
Now mind you, some if not most months in the year we manage to get by. It's just months like this last that make me crazy. And of course hubby and I react differntly to stress. I don't sleep and get depressed, anxiety attacks etc. He looks like he always does but claims he's depressed. i don't see him as depressed. He looks like he always does.
If you met my husband you wouldn't know he has work problems as he does. that is of course until you spend a great deal of time with him doing something with him where you would notice. Unfortunately, I know him better than even his mother. I try talking to him but to no avail. Hard headed. Marriage pretty much in the dumper but is a marriage of "convience" and saving face for me. I don't know how I would have ever survived on my own with what I make.
My worry is my husband will wait til creditors are calling etc etc before he'll do something to figure this situation out.
I know this is involved. Just looking for someone to share what they did or what I could do. Strange place to look for help but I really don't have anyone close to me to talk to about this.
Thanks in advance.
PS Will clarify, I am sure this is hard to follow.It difficult to explain quickly.
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