Community Chat

[Effie54]

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@Sage04 wrote:

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@Effie54 wrote:

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@RespectLife wrote:

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@JoyFilled Warrior wrote:

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@Trinity11 wrote:

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@manny2 wrote:

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@Trinity11 wrote:

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@Bella2022 wrote:

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@Caaareful Shopper wrote:

Weird post.  Perhaps the OP can elaborate on their point.  

Yes, Jennifer lived in an apartment.  Then she moved into her then fiancè/now husband's house.  Nothing unique or interesting about that.

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She had to make it known  

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Yes, she is telling us how to "manifest" what we want in life. Her dream was marriage to a rich man who could provide her with a house and many trips. She is now a life coach and something about her asking if people want to join her on a trip to Italy? She claims with her manifesting a husband, she can teach you the same.🤪😆🤪 Can't make this stuff up @Bella2022 .

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Manifest? @Trinity11  When she told the story of seeing his picture, and bio. She went after him.  She initiated the date. That same night. He was surprised. 

Let’s see what happens when the initial euphoria stage changes to normal. No, you can't make this stuff up.  

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Look, she uses the word not me @manny2 . She has a vision board where she puts up things she wants to "manifest" in her life. She wants to be a life coach and influencer based on her new found potential and fame.🤣

I always liked her as she is her own person. Tells off people on her Facebook and Instagram account that dare to question her. Very entertaining to read how a 3 time married woman has found her Prince Charming and how you, too can "manifest" yours. 😜

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@Trinity11  ??

Are you saying this aforementioned QVC Jennifer  is "a 3 time married woman "(who) has found her Prince..." Charming?"

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@JoyFilled Warrior   @Trinity11 

GEEZ Louise!

So what if she is?

Why don't we worry/concern ourselves with our own lives and not pick at others.

It's like the National Enquirer around here!

SMH

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@RespectLife  I thought the same thing....13 pages of comments on a post that has much to do about nothing. I didn't really get the point of the original post. 

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Seinfeld show was a show about nothing, but look how long it lasted lol

@Sage04  Yes! That's true. That might be where I got that thought from. Good one! 

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[Sage04]

@Effie54  I just couldn't resist. I kept seeing Seinfeld and George lol.

[NYCLatinaMe]

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@Sage04 wrote:

Years ago before we bought an apartment and an actress would say she lives in an apartment I would wonder if she couldn't afford a house rather than renting an apartment not nothing she bought it.

I later learned a lot about it.

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IMO you are all too obsessed about this renting / owning thing.  

Celebrities and other wealthy people sometimes rent until they figure out if they want to buy.  NYC has a lot of long time renters, including celebrities and politicians.  In NYC 69% of households rent their homes, with roughly half of those living in rent-regulated apartments.

[Sage04]

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@NYCLatinaMe wrote:

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@Sage04 wrote:

Years ago before we bought an apartment and an actress would say she lives in an apartment I would wonder if she couldn't afford a house rather than renting an apartment not nothing she bought it.

I later learned a lot about it.

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IMO you are all too obsessed about this renting / owning thing.  

Celebrities and other wealthy people sometimes rent until they figure out if they want to buy.  NYC has a lot of long time renters, including celebrities and politicians.  In NYC 69% of households rent their homes, with roughly half of those living in rent-regulated apartments.

@NYCLatinaMe  I know.

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[RespectLife]

@JoyFilled Warrior 

If you were looking to insult me, you missed the mark.

Sorry you think you control all the responses, but that just isn't how it works.  Differing opinions are allowed.

@lgfan 

Sad some think tearing down other women is all we have to talk about.

[Puppy Lips]

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@NYCLatinaMe wrote:

Hi @Puppy Lips -- Obviously I can't speak for everybody, but generally when people buy a condo, they say they bought a condo.  The legal process is the same as a house.

In my experience, people most commonly use the word apartment for a rental, but a co-op apartment is also a rental apartment,  Co-op owners get shares in the company that buys the building and a proprietary lease.  They do receive the benefit of the appreciation in the value of the home when they sell it, like a house.  And they get to vote on the Board of Directors that runs the building (they typically hire a management company to handle day to day, staff the building), and to vote in major expenses like improving the lobby, the laundry room, whatever.  The downside is that co-op owners pay maintenance on the building, which is typically higher than for a condo and subject to change.  When the co-op makes improvements, taxes increase, co-op owners may have to pay an additional assessment.  Some people can't afford increased maintenance and assessments, and may feel forced to sell.  

I think people that buy a co-op say they own a co-op and not an apartment.  But apartment would also be correct.

People can rent an apartment, a condo or a house, or a co-op if it is allowed by the co-op rules.

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@NYCLatinaMe Thank you so much for the explanation and clarification.

[lgfan]

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@RespectLife wrote:

@JoyFilled Warrior 

If you were looking to insult me, you missed the mark.

Sorry you think you control all the responses, but that just isn't how it works.  Differing opinions are allowed.

@lgfan 

Sad some think tearing down other women is all we have to talk about.

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I agree with you.  How is it tearing a woman down when she lives on facebook giving her advice on life. She is entitled to her opinions just like everyone else.   Poor Jane Tracy is constantly criticized but no one is ever accused of being jealous of her. 

[They CallMe MRWILKES]

"Co-op" maintenance fees appear higher because they include the property tax that the corporation owning the building must pay.

If you live in a co-op you don't own real estate, but own shares in the corporation and your maintenance includes your proportional share of the property tax.  If you invest in a co-op you'll be told how much of your monthly fee is allocated to the property tax and potentially tax-deductible (i.e. 35%-40%.)  If you need to borrow from a bank, the collateral securing the loan is your shares in the corporation. 

Plus, the corporation itself may have an underlying mortgage,  so you pay for that in your monthly fee.

Condo owners actually own the unit and pay property taxes directly, separately from a maintenance fee.

[Sage04]

The same goes for a Townhouse. You own it just like you own a house or a condo.

[They CallMe MRWILKES]

Another downside and obstacle to co-operative living:

The Board of Directors has power over entry.  The amount of personal financial data some Boards require is voluminous and detailed.

And personal life is also considered.   In NYC many celebrities have been denied entry.  I remember buildings that turned down Cher and Madonna, for example.