Reply
Super Contributor
Posts: 940
Registered: ‎03-10-2010

Re: Does anyone still have a Christmas club ?

I use a credit union, and yes, they still have a Christmas club or holiday something.

Honored Contributor
Posts: 43,132
Registered: ‎03-09-2010

Re: Does anyone still have a Christmas club ?

i do my own ""christmas club"" now. it is called the 52 week money challenge.....this year i did it two ways...... starting the first week of january and going from $1-$52 AND going from $52-$1. i am right on schedule!

i keep the envelopes in one of my jewelry cases.

https://www.affinityplus.org/Portals/0/Documents/Blog/52Week.pdf

********************************************
"The world is a dangerous place, not because of those who do evil, but because of those who look on and do nothing." - Albert Einstein
Super Contributor
Posts: 415
Registered: ‎05-09-2013

Re: Does anyone still have a Christmas club ?

Still lots of credit unions around in fact I'm a member of two. I don't about Christmas Clubs...haven't had one in years.

“There are things that we don't want to happen but have to accept, things we don't want to know but have to learn, and people we can't live without but have to let go.” Author Unknown
Valued Contributor
Posts: 1,391
Registered: ‎09-30-2012

Re: Does anyone still have a Christmas club ?

We've been members of a credit union here for 25 plus years. Love them and their customer service is the best. They also have a Christmas Club available, so they still do exist.

Great way to save money during the year in order to have it ready when we need it for Christmas.

Honored Contributor
Posts: 14,087
Registered: ‎03-09-2010

Re: Does anyone still have a Christmas club ?

Our bank discontinued them years ago so I adopted the envelope method. Every pay day I put money back for Christmas...same amount every week and then when the end of November comes, I have all the money I (we) need for gift giving. I never go over my budget.

Esteemed Contributor
Posts: 5,839
Registered: ‎03-09-2010

Re: Does anyone still have a Christmas club ?

I don't have one but our bank (Local bank) still has them here.

My husbands job used to it but they stopped them about 10 yrs? ago.

And in the end, the love you take is equal to the love you make~ The Beatles
Trusted Contributor
Posts: 1,482
Registered: ‎04-17-2010

Re: Does anyone still have a Christmas club ?

When we were kids my brother and I had $1 Christmas Clubs. They must have been for only 50 weeks as I know we received $50. I haven't seen Christmas Clubs in forever.

There are still credit unions here.

Esteemed Contributor
Posts: 6,583
Registered: ‎08-08-2013

Re: Does anyone still have a Christmas club ?

Publix is employee owned and has a Credit Union.

Honored Contributor
Posts: 9,792
Registered: ‎03-09-2010

Re: Does anyone still have a Christmas club ?

I remember my mom doing this back in the sixties. Didn't see the need for it then, and still don't.

Super Contributor
Posts: 2,234
Registered: ‎03-11-2010

Re: Does anyone still have a Christmas club ?

On 10/31/2014 september said:

I remember my mom doing this back in the sixties. Didn't see the need for it then, and still don't.

I don't "need" to do it. Just sets money apart . . . and adds another "you name it account" for my husband to "fuss" about. It makes saving money a "game" for me. I have my NMCP and NMHP and many other . . . ie. no more house . . no more car payment and "pretend" I'm still making those payments. It really ADDS up when you're not watching so to speak.

Kinda like layaway's . . . they went away like the dinosaur . . . for a good 10 or more years . . . and have made a come back . .. no I don't do them . .. but can see why or how some might NEED them . . . 1) a good hiding place at the store vs at home 2) spread the cost out over time for those that need it.