Discovercard ?

happycat · ‎09-18-2010

I only have a discovercard that I use for my online shopping. Twice recently, I have found an item I wanted to purchase, and the online merchant doesn't take discover. I know I can get a prepaid visa card. My question is however, are more places not accepting Discover?

Last week I had gone to my dermatologist and noticed they don't take Discover either.

Kind of thinking I might need to get a Visa or Amex.

gidgetgh · ‎03-09-2010

We've had Discover for about 7 years. I've only run into one place that hasn't accepted it, my dermatologist's office. They accept only MasterCard and Visa.

Why is it, when I have a 50/50 guess at something, I'm always 100% wrong?

Pearlee · ‎06-11-2011

@happycat I have had my Discover card since the 1980s so I know for a fact that a lot fewer places used to accept it than accept it now. I used to always have to ask whether a merchant took or not, and oftentimes the answer was no. I haven't had to do that in many years because so many more places accept it now.

The reason was - at least when I used to get a lot of "no" answers - that Discover charged the merchants more than other credit card companies. So does Am Ex from what I understand. So places are more less inclined to take those two cards than others. Although,as I say, this has changed a lot since the 1980s.

I love my Discover card because it has a program like Ebates and Mr. Rebates where, if I link to a site through Discover Deals, I get rebates back. In fact, my Discover card gives 5% back on QVC purchages, although per the terms you can't use EZ pays or autodeliveries - you have to charge the full amount of the purchase from the get-go. But Discover Deals are good lots of places.

Patlv · ‎08-08-2013

I also have run into some stores that do not take Discover and when I asked why they explained to me that their Merchant fees are more than Visa or MasterCard. Those stores have to pay a percentage or more to provide Discover services and thus elect not to offer Discover charges.

Kachina624 · ‎03-10-2010

Don't try to use Discover in Canada either. They never heard of it and don't know what you're talking about.

New Mexico☀️Land Of Enchantment

happycat · ‎09-18-2010

Thanks for your replies. Glad I'm not the only one noticing this. Thanks for the heads up as to why this is, too.

I think its time I look for another card.

FrostyBabe1 · ‎05-09-2016

I don't use my Discover card that much, but do know that their merchant fees are pretty high. Friends of mine own a resort in Florida and the only credit cards that they accept are VISA and MasterCard. The merchant fees for Discover & AMEX are, in their words, "outrageous".

~The more someone needs to brag about how wonderful, special, successful, wealthy or important they are, the greater the likelihood that it isn't true. ~