Community Chat

[BalletBabe]

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@CelticCrafter wrote:

@ahoymate & @Sooner 

No it's not a requirement and not a way for lawmakers to make money. 

If a person chooses to take the course they will get a discount on their auto insurance for a certain period of time.

In NJ it's good for three years.

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@CelticCrafter @Jordan2 @Tori3569 @Icegoddess @Sooner   Ilive in Florida and I takeit every 3years for areduction in my Insurance.   It isdefinily worth it

[BalletBabe]

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@Jordan2 wrote:

So I will be doing the course online as my certificate expired. I live in New York State and checked out DMV recommendations of various websites offering the course. The one I usually had used wants $39.99 when most others charge between $19.99-$24.95. Are they pretty much all the same, I'm not sure which one to go with? Has anyone taken the course recently and can recommend one they liked?

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@Jordan2 I have done a few of them. To me they are easy.  They are all about the same.  I think mine was 19.99.   I keep it in my glove compartment so I can whip it out incase I get stopped.  LOL  I can't remember the last time I was stopped,  but it sounds good. 

[Jordan2]

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@ahoymate wrote:

Is this a requirement in New York? 

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@ahoymate You don't have to but you can save 10% off your insurance and 4 points on your license if you need it. 

[Jordan2]

@Mz iMac what state do you live in and what is your insurance carrier because that is a good deal?

[Jordan2]

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@Tori3569 wrote:

@Jordan2 , is this a follow up from your State Farm question the other day?  My husband called around the same time and they sent him a link to the defensive driving course with no fee.  

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@Tori3569 I am actually leaving State Farm, they never offered me a free course. 

[Cakers3]

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@monicakm wrote:

We don't have to do that in Texas.  You can renew online for awhile and then will have to go in to do a vision test.  O.M.Gosh!  I just asked Google which state has the most car accidents.  It's TEXAS followed by California   So maybe we should have to take a course.

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@monicakm ??? You are talking about license renewals and yes, it can be done online until the eye exam is required.

They are talking about defensive/safety courses which are not required but can be taken to dismiss a ticket, receive an insurance discount, or just for general information.

In order to get the ticket dismissed, however, the court will determine if you are eligible when you receive your summons. I believe DUI tickets cannot be dismissed.

[Kachina624]

@monicakm.  I used to get a discount on my insurance in Texas after taking the employer-sponsored defensive driving course.

It has nothing to do with renewing your driver's license.

[Mz iMac]

@Jordan2  New Joisey & AAA

[Sage04]

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@CelticCrafter wrote:

@ahoymate & @Sooner 

No it's not a requirement and not a way for lawmakers to make money. 

If a person chooses to take the course they will get a discount on their auto insurance for a certain period of time.

In NJ it's good for three years.

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@CelticCrafter  I think it's 3 years here also in Georgia. A lot of people are doing it because of the discount.

[Sage04]

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@proudlyfromNJ wrote:

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@ahoymate wrote:

Is this a requirement in New York? 

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@ahoymate  I hope not. I live in NY. Never heard of it and hope it doesn't apply to me.

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@proudlyfromNJ  you get a discount but i don't know if the discount is the same with each Insurance Company.