Community Chat

[shoekitty]

I also think many of us just use our cards for convenience or points businesses know this. I have started to carry cash, not more than I can afford to loose...but enough to get around. I laugh because sometimes the young kids have trouble counting back cash in small stores where the cash register may not tell them. lol. Or they have trouble counting money. My mom used to teache me to count back money with her. It was fun, and good math lesson. 

[Snowpuppy]

It pays to shop around. Don't pay ATM fees, you can find a better bank, credit union, etc with 0 fees and free checks.

Is nobody asking for a discount using cash? Pumber, carpenter, handyman, landscape/snow removal services? 

Sheesh! 🤔

[AuntMame]

Both my dentist and car mechanic recently informed customers that there would be a 3 percent swipe fee. They said the credit card companies have been raising the fees so high they have little choice. At least they're giving customers a choice rather than raising prices. I'm sure restaurants and retail stores have added the fees to their prices. 

[shoekitty]

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@AuntMame wrote:

Both my dentist and car mechanic recently informed customers that there would be a 3 percent swipe fee. They said the credit card companies have been raising the fees so high they have little choice. At least they're giving customers a choice rather than raising prices. I'm sure restaurants and retail stores have added the fees to their prices. 

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@AuntMame  I am sure that some restaurants amd small business can't afford new menus, or to recode all merchandise. So they just add the fees, easier.  My dentist added the fees too last year. I think businesses are seeing people either pay fees or give cash.  I can't blame them if I was in their shoes 

[Kachina624]

@OneHappyHiker.  I can always whip out a check at warp speed.  I always have my checkbook with me.

[Mersha]

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@Love my grandkids wrote:

@Mersha I'm just wondering how you know which clients won't write a check, use cash or a debit card?

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@Love my grandkids My children never carry much cash and would NEVER write a check while out and about for anything.

Last time, at the grocery store, I wrote a check and the clerk looked at me with a perplexed face.  A manager had to help him deal with it.  That was last time check writing.

Using a credit card is a no brainer as most earn rewards when paying a bill.

[Tinkrbl44]

@Mersha 

I've always had a check in my wallet with a blank post it note and write the number on it.   

If I need to write a check, which isn't very often, I can just jot down the dollar amount.  That's enough to jog my memory if I don't put down who it was written to.  I put the post-it in my wallet or phone.   

IMO, a check is a good emergency method for an unexpected expense.

[OneHappyHiker]

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@Kachina624 wrote:

@OneHappyHiker.  I can always whip out a check at warp speed.  I always have my checkbook with me.

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@Kachina624 LOL Best part of this is picturing you whipping out that checkbook at warp speed! haha 

[rms1954]

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@Kachina624 wrote:

@Mersha.  We've  gotten to the sad point where everyone is trying to sc×rew everyone else financially

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I don't think it's that "everyone is trying to screw everyone."  I think businesses are finially in a position that they can breathe easier and now they need to recoup their losses.

[Jk9]

We're seeing that more often around our area.  Our vet has had the surcharge in place for months now.  Our propane provider is the same and those bills are large when our propane tank is filled.  Several restaurants charge more for credit cards and so do other vendors.  We write checks so that isn't a big problem for us but it does prevent our getting points on a our credit card as much as we did.

I still have checks and keep several in my handbag in case needed.