Car Insurance

Jordan2 · ‎03-16-2010

I live in New York State where we pay for our car insurance every 6 months ( it renews). I received my bill today and thought it was rather high, it was an increase of $200 since I paid in February. I called to ask why it was so high, she told me they hadn't raised their rates since COVID, and also just like everything else it costs more. I am annoyed, I have been with them for 3 years and have never put in a claim. I am currently with State Farm and am going to Geico tomorrow to see if they can give me a better quote.

Sage04 · ‎07-10-2011

@Jordan2 wrote:
I live in New York State where we pay for our car insurance every 6 months ( it renews). I received my bill today and thought it was rather high, it was an increase of $200 since I paid in February. I called to ask why it was so high, she told me they hadn't raised their rates since COVID, and also just like everything else it costs more. I am annoyed, I have been with them for 3 years and have never put in a claim. I am currently with State Farm and am going to Geico tomorrow to see if they can give me a better quote.

@Jordan2 call Geico directly. Was also looking for insurance last week and I am still getting calls and text at least every five minutes from different agents. Of course I don't answer.

Was with Geico for years and left them, now I'm back with them again.

MamaWick · ‎03-09-2010

Same thing here. We sought quotes from brokers and other companies who all came in higher!!! Thus, we are staying with Farmers.

My religion is very simple. My religion is kindness ~ Dalai Lama XIV

When the power of love overcomes the love of power, the world will know peace ~ Jimi Hendrix

Lucky Charm · ‎03-09-2010

Your insurance company applied for a rate increase with your State Insurance Commisioner and it was approved.

Most likely the company(ies) you're approaching will have also requested the same. It will reflect in you quote(s).

LillyandHobo · ‎07-17-2020

I just left Progressive after 9-10 years. It was a raise in premiums all the time. No accidents, no violations and never a decrease. I was given a quote by State Farm for double the coverage including car rental, and towing and it is 32.00 a month less expensive. I had Geico for many years before I went to Progressive. They were a good insurance company. Now I am curious and will be calling them tomorrow. Can you let us know what company you decide to use? Good luck and ty

Tinkrbl44 · ‎08-23-2010

@Jordan2

Sounds like you may need to take the time to do some research, or call an insurance broker to do the work for you or see what they recommend.

I live in CA, and tonight I had my car insurance statement in my mail, so this is timely for me, too.

Get this ... On my statement for the next 6 months, I had a $22 Covid CREDIT on my bill .... I can't make sense of it. I'm not complaining, but would like to know why.

@Jordan2

Edited to add .... I use an insurance broker and have Mercury Insurance.

Tori3569 · ‎06-27-2010

We have one car insured with State Farm in NYC and we went from paying $235 to $337 per month. We have a bundled deal with home owners insurance and various discounts for a garage, anti lock brakes, etc.

My husband called today to see what could be lowered and it wasn't much. He's going to go to the office to review coverage levels when he's off. We would change companies but the discount we get on the home owners insurance with the car insurance is significant.

In-x-s · ‎03-09-2010

So far, I have not had an increase in my auto insurance, but I'm expecting one. With the ridiculous price of cars/car parts/labor now it only makes sense that all insurance rates will rise. Same with home owners insurance. I'm expecting that to jump in price too based on the ridiculous housing market.

Spacrazy · ‎12-14-2018

@Jordan2 Same here ~ with State Farm forever never a claim filed and sadly have had a few increases. I've never had an increase as large as yours though ~ I probably wouldn't survive that much. I will say they have advised me weeks in advance of any increase. Good luck!

ScrapHappy · ‎03-28-2010

I was with Liberty Mutual for over 30 years So were my parents, even longer. On the rare occassion I'd call to ask a question, they always thanked me for being a loyal customer. Never made a claim, home or auto all those years until 2016 when we moved into a new house and had a major issue/problem. Not only did they deny coverage, when our policy came up for renewal, it went up over $1k! Switched to AllState. One reason was that they had a local office. But every year our insurance went up A LOT. They gave me the same reason year after year, "your zip code had the largest jump in price." After that I went to an insurance broker. Not only did our rates go down, we got better and more coverage. She said when when dealing with Liberty Mutual, AllState, Farmers....etc (any that you see a lot of commericials on TV) that you're paying for those commercials. I would recommend looking at an insurance broker.