CREDIT SCORE

heart of savino · ‎02-27-2016

how often do you check your credit score.never knew how important it was when

my friend wanted to rent an apartment and her score was 720 and turned her down.seems like anyting you want to buy or finance a car, house etc they want that credit score first.

you better pay those credit cards on time and keep them low.you never know when you have to buy something in a heart beat.

MyGirlsMom · ‎03-09-2010

Credit scores are not just determined by credit card debt alone. The ratio of income to debt, employment history, where you live and apartment dweller versus home owner.

Keep Your Face To The Sunshine and You Will Not See The Shadow

SilleeMee · ‎05-22-2016

I check mine at least every month. Sometimes more, depending on how much I've been shopping.

glb613 · ‎03-09-2010

@heart of savino wrote:
how often do you check your credit score.never knew how important it was when
my friend wanted to rent an apartment and her score was 720 and turned her down.seems like anyting you want to buy or finance a car, house etc they want that credit score first.
you better pay those credit cards on time and keep them low.you never know when you have to buy something in a heart beat.

I can't believe a score of 720 isn't good enough.

Tribesters · ‎03-10-2010

Mine is on my Discover card statement every month. It's currently 811. Last time I checked it said something like "although your score is excellent it could be improved by taking out a loan with regular recurring payments." So my credit score would improve if I borrowed money? Does that make any sense?

rustee · ‎03-09-2010

My score is included in one of my bank card statements every month. It also includes a chart which shows what the scores have been over a 12-month period.

Kachina624 · ‎03-10-2010

@glb613 That's what I was thinking... 720 seems like a decent above-average score.

New Mexico☀️Land Of Enchantment

suzyQ3 · ‎03-09-2010

@heart of savino, does your friend know for a fact that she was turned down based on her credit score? There are many other legal reasons to reject an applicant.

~Who in the world am I? Ah, that's the great puzzle~ Lewis Carroll, Alice in Wonderland

sunshine45 · ‎03-09-2010

@glb613 wrote:
@heart of savino wrote:
how often do you check your credit score.never knew how important it was when
my friend wanted to rent an apartment and her score was 720 and turned her down.seems like anyting you want to buy or finance a car, house etc they want that credit score first.
you better pay those credit cards on time and keep them low.you never know when you have to buy something in a heart beat.
I can't believe a score of 720 isn't good enough.

@glb613

@heart of savino

a score of 720 may not be good enough if your actual income isnt high enough. my 21 year old has a credit score of about 740......she works part time and goes to school full time. if she went to go and get an apartment by herself i am sure they would want her to have a co-signer or a roommate because of her income level.

i check my credit scores monthly and whenever i get an alert from credit karma.

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"The world is a dangerous place, not because of those who do evil, but because of those who look on and do nothing." - Albert Einstein

SilleeMee · ‎05-22-2016

@Tribesters wrote:
Mine is on my Discover card statement every month. It's currently 811. Last time I checked it said something like "although your score is excellent it could be improved by taking out a loan with regular recurring payments." So my credit score would improve if I borrowed money? Does that make any sense?

@Tribesters,

Yes, it's true. You can boost your score by taking a new loan and also by using ALL of your credit cards and not just a few.