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Honored Contributor
SahmIam
Posts: 9,139
Registered: ‎04-16-2010

Re: Another Credit Card question.......

‎08-19-2016 06:00 PM

@millieshops Yes.  I passed the government site on to her so she can file a complaint. When she applied for the card over the phone, it was granted within a minute and confirmed it was for the zero interest rate. Also, the call was recorded confirming the zero rate. To be sent a card with almost 30% rate... bait and switch. She is going to pursue going after the bank regarding this.

 

As to what she'll do (activate and use occasionally or mail it back) I don't know. I'll send her all the posts this evening (as people are still commenting) as they contain excellent advice.

 

Thank you all!!

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Honored Contributor
Nightowlz
Posts: 16,182
Registered: ‎03-11-2010

Re: Another Credit Card question.......

‎08-19-2016 06:54 PM

You applied for the card & they sent you a card so the account is open. If you don't want it open you would have to close it. Does not matter if you activate the card or not.

 

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