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Honored Contributor
Posts: 13,510
Registered: ‎05-23-2010

Re: AAA Coverage Question

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Occasional Contributor
Posts: 12
Registered: ‎11-27-2021

I had AAA for years but cancelled it when Geico said i had roadside protection with my full coverage policy. What Geico DIDN'T tell me was that the coverage only applied to my auto and not a rental car or if i was a passenger in someone else's vehicle... AAA covers both this scenarios. I added AAA again. My annual premium is $117 for AAA Plus .

Honored Contributor
Posts: 13,510
Registered: ‎05-23-2010

Re: AAA Coverage Question

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This chart only show AAA's most basic coverage. It might not be a fully reliable chart. To see the higher level coverage, see the post above this one.  For example, AAA Plus gives you $100 towards a locksmith, while the lowest cost membership gives you $50.

I went to a few AAA sites and I did not see the legal defense coverage listed on their sites. That doesn't mean that they don't still have this feature. You would have to ask of obtain a copy of the latest handbook for your region's AAA club.

 

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Honored Contributor
Posts: 12,465
Registered: ‎03-09-2010

I've had AAA ever since I moved back to the U.S.  I'm often driving on my own and I want the assurance of reliable help being there, when I need it.

 

Over the years I've had to call on them several times.  The biggest relief was when I got my F250 mired in mud in the field (like an idiot I listened to DH - never again).  The cost of having a tow truck come out to our rural location and pull my truck out was worth more than my annual premium.

 

For those who don't know you pay per foot of tow line, in addition to the call-out fee.

 

Whenever I get a new car, it comes with roadside assistance for 3 years (like my new Forester), but I would still call AAA first.

 

And, to answer the OP's question:  no, my premium hasn't gone up by $100.  @beach-mom Are you sure that call was from AAA?  I'd call them directly (or go online) and investigate first.

"" A little learning is a dangerous thing."-Alexander Pope
Honored Contributor
Posts: 46,874
Registered: ‎08-23-2010

Let's face it .... insurance can "seem" like a stupid concept.  Most of it you buy, you hope you never need.  

 

It you have auto insurance, do you get mad at renewal time because you didn't have a bad accident and get to use it?  Of course not.  

 

My Classic coverage this year was $48 and I gladly pay it.  If I have a flat tire or something I cannot handle, I can sit in my locked car and call them to come and get me .... and it's 24/7 coverage.  Depending on where I was, I've never waited more than a half hour.  No biggie, IMO.

 

So, it seems like a no-brainer for me.  I wouldn't be without it.  To get that peace of mind for $50 a year is great!  Woman Happy

Honored Contributor
Posts: 13,799
Registered: ‎03-09-2010

My AAA renewed without a increase in cost. I have just 1 car covered. 

 

How many cars do you have covered?

Honored Contributor
Posts: 14,996
Registered: ‎03-15-2014

AAA rates vary by region.  Some regions are higher than others.

Honored Contributor
Posts: 10,346
Registered: ‎03-09-2010

Ours was $176 for 3 drivers in July, that's the basic plan.

 

When it comes due next year I'm going to check the pricing and see what it would be as a new customer and put it in my husbands name or daughters name.  Checking the pricing, it's half what we paid for the renewal.

Honored Contributor
Posts: 14,142
Registered: ‎03-11-2010

We submitted a claim for a battery charge. We received payment within 6 weeks-full payment.

Esteemed Contributor
Posts: 6,253
Registered: ‎05-24-2010

Re: AAA Coverage Question

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I renewed in September, 3 people I have the plus, $284.

 

It went up about $25 or $30 dollars.