Among Friends

[Luvsmyfam]

Yes I'm aware bank rates are high on this card but I ALWAYS pay it in full

[PhilaLady1]

I have a Q Card and use it only when QVC has a promotion or coupon code when you use it.  Otherwise, I use my Mastercard to get the cashback. Most of time, I do my best to pay the entire amount when the bill is due so I rarely pay any interest.  

[Luvsmyfam]

@mr I've used this card for q purchases since back i. The day
I have 0 balance on it and always pay it off
I only use visa for
Emergencies

[San Antonio Gal]

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@Love my grandkids wrote:

@Luvsmyfam  You couldn't pay me to have a Q card with their ridiculous interest rate. I'll stick to the one I have, which is a great one. I've read so many complaints about S bank -- no thanks.

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@Love my grandkids  -  I've had zero problems with my Q card and Synchrony Bank.   I've never paid a dime of interest either.  

[Love my grandkids]

@Luvsmyfam I still wouldn't have one. Terrible interest rate. My Visa is much better than what I've read about the Q card rate.

[RespectLife]

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@Love my grandkids wrote:

@Luvsmyfam  You couldn't pay me to have a Q card with their ridiculous interest rate. I'll stick to the one I have, which is a great one. I've read so many complaints about S bank -- no thanks.

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It is Synchrony Bank's ridiculous interest rate which is NO different than hundreds of other credit cards out there.

If I Don't buy what I can't afford, then the interest rate is of no issue.  QVC doesn't sell life sustaining items.

Synchrony handles Q, HSN, Lowes, & Amazon.

I have and use them all and have never had an issue.

I like that w/ the Q card I get 5 EZ pays on everything all the time.  I also get promos that require using the Q card.

[hkrgrl]

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@Love my grandkids wrote:

@Luvsmyfam I still wouldn't have one. Terrible interest rate. My Visa is much better than what I've read about the Q card rate.

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@Love my grandkids 

do tell what card you have with a low rate, very interested!! 

Thanks!!!

[JoyFilled Warrior]

Hi @Luvsmyfam   Other than the "constructive" advice you rec'd here, all I suggest is, if u fear you'll lose the availability of the item you wish while your QCard arrives, QVC used to hold items if u purchased on a "check waiting" status.  And when you get yr Qcard, just call Customer Svc and convert pay't over to yr new QCard.  

     But admittedly, holding a purchased item on "awaiting check status" is "old tyme" QVC.  But, maybe worth a try?  

    GOOD LUCK!  Sounds maddening! 

[Tinkrbl44]

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@JoyFilled Warrior wrote:

Hi @Luvsmyfam   Other than the "constructive" advice you rec'd here, all I suggest is, if u fear you'll lose the availability of the item you wish while your QCard arrives, QVC used to hold items if u purchased on a "check waiting" status.  And when you get yr Qcard, just call Customer Svc and convert pay't over to yr new QCard.  

     But admittedly, holding a purchased item on "awaiting check status" is "old tyme" QVC.  But, maybe worth a try?  

    GOOD LUCK!  Sounds maddening! 

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@JoyFilled Warrior 

The whole check waiting thing was total nonsense and should never have started in the first place.  Perhaps it started back when married women couldn't get a credit card without their husband's approval? 

It was unfair to customers who really wanted to purchase an item, not think about it for a week before sending QVC a check?  Ridiculous.

JMO, of course.  

[Tinkrbl44]

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@THEY CallMe Mr Wilkes wrote:

I'm not understanding why someone can't make purchases solely because they don't have a Q card.

That makes no sense to me whatsoever. 

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@THEY CallMe Mr Wilkes 

No, it doesn't make sense.