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06-18-2016 03:10 PM
@blackhole99 wrote:I wish I saved the money I shelled out on term life insurance when my husband and I were younger and working. We are all so afraid we will be unlucky and die young so we make the insurance companies rich. I liken the insurance companies to the mob, think about it, they operate a business on fear.
In a way, Insurance really is a stupid concept .... most of it you get and hope you never need it! Think about it .... you have auto insurance that renews every single year, but do you get mad if you don't get into a bad accident and need to use it? Probably not, lol.
The reason we get life insurance is because none of us have crystal balls ..... and it's better to be safe than sorry.
Just IMO.
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