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11-16-2016 05:16 PM
Don't mind me, I'm just venting. It's been an expensive few months, so I cashed out some investments and in hindsight, I made a mistake. I could have had the check go out by Usps (12 days to deliver) or I could pay $25 and have it go out by UPS (48 hr delivery). I chose UPS and here I sit waiting.... And waiting..... Tracking says it will be delivered to day, I'm betting it won't and I know why. I have a Qvc package coming tomorrow and I think they'll deliver them both tomorrow. They'll lie and say no one was home today to sign. I should have just gone with Usps but I didn't want the check bouncing around just as holiday shopping begins. However, I have to go into the office towmorrow and Friday and no one will be home for UPS. I went through this once before years ago. If the check goes back, they put a stop pay on it and I have fill out a form and submit that and yada yada yada, it will take a month for a replacement check. My UPS guy routinely gets here between 2:00 and 3:00. Firgures that when I really needed them to be here by a specific time....they aren't. Thank you, I'm done venting.
11-16-2016 05:26 PM
That's really a shame. Anytime that I receive money from my investments, I get the check overnighted or direct deposited into my bank account.
11-16-2016 05:26 PM
Any time I dig into investment $$ (there's a mandatory distribution once a year at my age) I have them do an auto deposit into my checking account. Works great. Could a neighbor sign for the check for you if you leave a note on the door and ask that they deliver it across the street or next door for you? I doubt UPS would do what you suggest - son began his "career" years ago delivering for UPS. They had to deliver what was on their truck because the trucks are washed out at night and nothing can be left inside. Unless things have changed.
11-16-2016 05:28 PM
Venting is good...what isn't is waiting for a expedited delivery you paid for. Sorry for the frustration and waiting, and I do hope you receive it today and not tomorrow with other package. Think positive!➕
11-16-2016 05:35 PM
@chrystaltree wrote:Don't mind me, I'm just venting. It's been an expensive few months, so I cashed out some investments and in hindsight, I made a mistake. I could have had the check go out by Usps (12 days to deliver) or I could pay $25 and have it go out by UPS (48 hr delivery). I chose UPS and here I sit waiting.... And waiting..... Tracking says it will be delivered to day, I'm betting it won't and I know why. I have a Qvc package coming tomorrow and I think they'll deliver them both tomorrow. They'll lie and say no one was home today to sign. I should have just gone with Usps but I didn't want the check bouncing around just as holiday shopping begins. However, I have to go into the office towmorrow and Friday and no one will be home for UPS. I went through this once before years ago. If the check goes back, they put a stop pay on it and I have fill out a form and submit that and yada yada yada, it will take a month for a replacement check. My UPS guy routinely gets here between 2:00 and 3:00. Firgures that when I really needed them to be here by a specific time....they aren't. Thank you, I'm done venting.
I'm surprised your investment broker didn't tell you that he can easily wire the money into your checking or savings account.
Also, if you use their website they all have the capability these days to let the customer transfer funds themselves provided you give enter your routing number and acct number first into their system. The transfers take 24 hrs and a little longer if it hits the weekend. Very easy to do either way. But by UPS or USPS I would never choose them.
11-16-2016 05:39 PM
And....I was right. I just checked tracking again and the driver lied and said no one was home for delivery so he left (or will leave) it at the Ups Access Point.
11-16-2016 05:41 PM
@chrystaltree wrote:And....I was right. I just checked tracking again and the driver lied and said no one was home for delivery so he left (or will leave) it at the Ups Access Point.
If he's still in your area find the truck! Or get on the phone and they'll have the UPS supervisor call you back.
11-16-2016 05:43 PM
@Perkup wrote:Any time I dig into investment $$ (there's a mandatory distribution once a year at my age) I have them do an auto deposit into my checking account. Works great. Could a neighbor sign for the check for you if you leave a note on the door and ask that they deliver it across the street or next door for you? I doubt UPS would do what you suggest - son began his "career" years ago delivering for UPS. They had to deliver what was on their truck because the trucks are washed out at night and nothing can be left inside. Unless things have changed.
Direct deposit would have been ideal but they don't do that anymore. They only issue paper checks now. And the UPS driver did lie. He said no one was home so he left it at the Access Point. I should have just gone with Usps.
11-16-2016 05:47 PM
When my husband died my daughter handled all of our business for me (she's a signer), but I'm the only one who can tell the investment company what to do. Anyway, every month the banker there puts in a designated amount of money into my account. It's always been wired in. Sometimes if there is something I want to buy in addition to the regular money or if I just want more, I call his secretary and he wires in the cash. If I call in the morning it's put in there at midnight. It's easier than messing with checks and things.
You might think of doing that next time. That way you don't have to worry about any of that. Even social security automatically deposits money into everyone's account every month.
I hope by now you have received the check you wanted. In the summer I was visiting my daughter when a neighbor called and said she'd seen two women driving up to everyone's mailboxes and taking out their mail. The cops caught them.
I suggest from now on you just have the money wired. It's very secure and you get total information on all of it.
Take care.
11-16-2016 05:51 PM - edited 11-16-2016 05:54 PM
@chrystaltree wrote:
@Perkup wrote:Any time I dig into investment $$ (there's a mandatory distribution once a year at my age) I have them do an auto deposit into my checking account. Works great. Could a neighbor sign for the check for you if you leave a note on the door and ask that they deliver it across the street or next door for you? I doubt UPS would do what you suggest - son began his "career" years ago delivering for UPS. They had to deliver what was on their truck because the trucks are washed out at night and nothing can be left inside. Unless things have changed.
Direct deposit would have been ideal but they don't do that anymore. They only issue paper checks now. And the UPS driver did lie. He said no one was home so he left it at the Access Point. I should have just gone with Usps.
I don't know who you do business with but my investment broker always gives his clients the option of wire transfers or doing the transfer themselves via his corporate website. What a shame you are doing business with a backward company.
By the way, direct deposit only refers to paychecks not investments. It is always referred to as wire transfers.
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