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Honored Contributor
Posts: 12,064
Registered: ‎03-19-2010

Re: part D experience if it helps


@millieshops wrote:

@IcegoddessI hate to waste money, but when it comes to insurance, most of the time I'd really rather not get back what I had to spend to try to protect myself from a major health, home, or auto disaster.

 

Last time I remembwer getting back more than a year's premium, I had a water leak which began in a upstairs closet, dropped half of the living room ceiling, and damaged a section of the basement.  Sure I collected more thsn my premium, but the aggravation and work -  not enough money for all that!


@millieshops I get that, but prior to the ACA I had a high deductible plan and was quite willing to pay for my maintenance, but the premiums were at least half what I'm paying now.  

Esteemed Contributor
Posts: 5,828
Registered: ‎07-26-2019

Re: part D experience if it helps

 To me the insurance companies  never make much sense. They sure have all the rules and there's always a twist .

Respected Contributor
Posts: 3,020
Registered: ‎03-16-2010

Re: part D experience if it helps


@BirkiLady wrote:

With Part F and BC/BS, I have never paid any co-pays or a cent for anything. Well worth the monthly premiums IMO. 


Interesting bc we have part F BCBS and F UHC. 

Honored Contributor
Posts: 13,775
Registered: ‎07-09-2011

Re: part D experience if it helps

This is OT -

 

I got the shingles vaccine the year after it came out.

 

Good Private insurance paid anything OVER $500.00.

I had been hospitalized with Shingles, and had 3 subsequent flairs.

 

My pharmacist charged me his cost - $425.00.  I had been on the waiting list for a year.

 

Never been SO glad to spend $425.00!

"Animals are not my whole world, but they have made my world whole" ~ Roger Caras
Esteemed Contributor
Posts: 5,904
Registered: ‎03-10-2010

Re: part D experience if it helps

[ Edited ]

@Drythe :  If you got your Shingles shot more than 18 mths ago you didn't get Shringrix 

(it's two shots!).  I too have had a mild case of Shingles when I was 62.  I got the first shot 7-8 yrs ago and I just got the first of two shots of Shingrix.

Respected Contributor
Posts: 2,168
Registered: ‎05-08-2010

Re: part D experience if it helps

@deeva   If you've ever had shingles, you'd willingly forgo anything in order to get the vaccine.  The pain and suffering associated with that condition cannot be overstated.

Honored Contributor
Posts: 13,775
Registered: ‎07-09-2011

Re: part D experience if it helps


@patbz wrote:

@Drythe :  If you got your Shingles shot more than 18 mths ago you didn't get Shringrix 

(it's two shots!).  I too have had a mild case of Shingles when I was 62.  I got the first shot 7-8 yrs ago and I just got the first of two shots of Shingrix.


 

Yes, you are correct, @patbz 

 

I have not had the Shingrix shots.  Because of other medical issues I can not have it.  😔

 

thanks for thinking of me

 

"Animals are not my whole world, but they have made my world whole" ~ Roger Caras
Esteemed Contributor
Posts: 7,366
Registered: ‎02-22-2015

Re: part D experience if it helps

@granddi  And your point is?

 

(You haven't explained if there is a difference or why you both are not on the same supplement.)

Money screams; wealth whispers.
Honored Contributor
Posts: 9,349
Registered: ‎03-09-2010

Re: part D experience if it helps


@BirkiLady wrote:

@granddi  And your point is?

 

(You haven't explained if there is a difference or why you both are not on the same supplement.)


@BirkiLady  because they can't be on the same supplement or part D plan, they each need their own policies.

Respected Contributor
Posts: 3,654
Registered: ‎03-09-2010

Re: part D experience if it helps


@quilter61 wrote:

I guess I am lucky.  I don't have to pay anything to get the shingles vaccine.   I was also able to receive the Pneumonia vaccine free.   


My pneumonia vaccine is free too.

Shingrex wasn’t because we hadn’t met our part D prescription out of pocket for the year. And since I take generic drugs that cost less than $100 a year, I never will reach the out of pocket max.