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10-05-2019 04:05 PM
@millieshops wrote:@IcegoddessI hate to waste money, but when it comes to insurance, most of the time I'd really rather not get back what I had to spend to try to protect myself from a major health, home, or auto disaster.
Last time I remembwer getting back more than a year's premium, I had a water leak which began in a upstairs closet, dropped half of the living room ceiling, and damaged a section of the basement. Sure I collected more thsn my premium, but the aggravation and work - not enough money for all that!
@millieshops I get that, but prior to the ACA I had a high deductible plan and was quite willing to pay for my maintenance, but the premiums were at least half what I'm paying now.
10-05-2019 04:33 PM
To me the insurance companies never make much sense. They sure have all the rules and there's always a twist .
10-05-2019 04:36 PM
@BirkiLady wrote:With Part F and BC/BS, I have never paid any co-pays or a cent for anything. Well worth the monthly premiums IMO.
Interesting bc we have part F BCBS and F UHC.
10-05-2019 04:44 PM
This is OT -
I got the shingles vaccine the year after it came out.
Good Private insurance paid anything OVER $500.00.
I had been hospitalized with Shingles, and had 3 subsequent flairs.
My pharmacist charged me his cost - $425.00. I had been on the waiting list for a year.
Never been SO glad to spend $425.00!
10-05-2019 06:35 PM - edited 10-05-2019 06:58 PM
@Drythe : If you got your Shingles shot more than 18 mths ago you didn't get Shringrix
(it's two shots!). I too have had a mild case of Shingles when I was 62. I got the first shot 7-8 yrs ago and I just got the first of two shots of Shingrix.
10-05-2019 09:41 PM
@deeva If you've ever had shingles, you'd willingly forgo anything in order to get the vaccine. The pain and suffering associated with that condition cannot be overstated.
10-05-2019 09:47 PM
@patbz wrote:@Drythe : If you got your Shingles shot more than 18 mths ago you didn't get Shringrix
(it's two shots!). I too have had a mild case of Shingles when I was 62. I got the first shot 7-8 yrs ago and I just got the first of two shots of Shingrix.
Yes, you are correct, @patbz
I have not had the Shingrix shots. Because of other medical issues I can not have it. 😔
thanks for thinking of me
10-06-2019 12:15 AM
@granddi And your point is?
(You haven't explained if there is a difference or why you both are not on the same supplement.)
10-06-2019 10:00 AM
@BirkiLady wrote:@granddi And your point is?
(You haven't explained if there is a difference or why you both are not on the same supplement.)
@BirkiLady because they can't be on the same supplement or part D plan, they each need their own policies.
10-06-2019 11:58 AM
@quilter61 wrote:I guess I am lucky. I don't have to pay anything to get the shingles vaccine. I was also able to receive the Pneumonia vaccine free.
My pneumonia vaccine is free too.
Shingrex wasn’t because we hadn’t met our part D prescription out of pocket for the year. And since I take generic drugs that cost less than $100 a year, I never will reach the out of pocket max.
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