Re: part D experience if it helps

Icegoddess · ‎03-19-2010

@millieshops wrote:
@IcegoddessI hate to waste money, but when it comes to insurance, most of the time I'd really rather not get back what I had to spend to try to protect myself from a major health, home, or auto disaster.

Last time I remembwer getting back more than a year's premium, I had a water leak which began in a upstairs closet, dropped half of the living room ceiling, and damaged a section of the basement. Sure I collected more thsn my premium, but the aggravation and work - not enough money for all that!

@millieshops I get that, but prior to the ACA I had a high deductible plan and was quite willing to pay for my maintenance, but the premiums were at least half what I'm paying now.

skatting44 · ‎07-26-2019

To me the insurance companies never make much sense. They sure have all the rules and there's always a twist .

granddi · ‎03-16-2010

@BirkiLady wrote:
With Part F and BC/BS, I have never paid any co-pays or a cent for anything. Well worth the monthly premiums IMO.

Interesting bc we have part F BCBS and F UHC.

Drythe · ‎07-09-2011

This is OT -

I got the shingles vaccine the year after it came out.

Good Private insurance paid anything OVER $500.00.

I had been hospitalized with Shingles, and had 3 subsequent flairs.

My pharmacist charged me his cost - $425.00. I had been on the waiting list for a year.

Never been SO glad to spend $425.00!

"Animals are not my whole world, but they have made my world whole" ~ Roger Caras

patbz · ‎03-10-2010

@Drythe : If you got your Shingles shot more than 18 mths ago you didn't get Shringrix

(it's two shots!). I too have had a mild case of Shingles when I was 62. I got the first shot 7-8 yrs ago and I just got the first of two shots of Shingrix.

vsm · ‎05-08-2010

@deeva If you've ever had shingles, you'd willingly forgo anything in order to get the vaccine. The pain and suffering associated with that condition cannot be overstated.

Drythe · ‎07-09-2011

@patbz wrote:
@Drythe : If you got your Shingles shot more than 18 mths ago you didn't get Shringrix
(it's two shots!). I too have had a mild case of Shingles when I was 62. I got the first shot 7-8 yrs ago and I just got the first of two shots of Shingrix.

Yes, you are correct, @patbz

I have not had the Shingrix shots. Because of other medical issues I can not have it. 😔

thanks for thinking of me

"Animals are not my whole world, but they have made my world whole" ~ Roger Caras

BirkiLady · ‎02-22-2015

@granddi And your point is?

(You haven't explained if there is a difference or why you both are not on the same supplement.)

Money screams; wealth whispers.

CelticCrafter · ‎03-09-2010

@BirkiLady wrote:
@granddi And your point is?

(You haven't explained if there is a difference or why you both are not on the same supplement.)

@BirkiLady because they can't be on the same supplement or part D plan, they each need their own policies.

deeva · ‎03-09-2010

@quilter61 wrote:
I guess I am lucky. I don't have to pay anything to get the shingles vaccine. I was also able to receive the Pneumonia vaccine free.

My pneumonia vaccine is free too.

Shingrex wasn’t because we hadn’t met our part D prescription out of pocket for the year. And since I take generic drugs that cost less than $100 a year, I never will reach the out of pocket max.