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Honored Contributor
Posts: 9,335
Registered: ‎03-09-2010

Re: Vision covered by Medicare?

[ Edited ]

@Mom2Dogs wrote:

@wagirl   You mentioned you might change supplement plans...from what I UNDERSTAND, the first time you apply for a supplement plan, you are accepted but if you change plans, you are subject to underwriting and may be denied.

I dont' know if that holds true if you change drug plans.

 

If I am wrong I have no doubt someone one the boards will correct me.

 

My husband and I have separate vision plans, for us it is pretty inexpensive.  Glasses are so darn expensive.


@Mom2Dogs you're correct about the supplement plans.  The drug plan falls under the annual open enrollment so they don't underwrite that.

Honored Contributor
Posts: 9,335
Registered: ‎03-09-2010

Re: Vision covered by Medicare?


@sunshine45 wrote:

do you not have a supplemental plan along with your medicare?

if you do, i am surprised that it is not covered by that supplemental plan.


Supplement Plans do not cover routine vision care. 

Honored Contributor
Posts: 41,338
Registered: ‎03-09-2010

Re: Vision covered by Medicare?


@CelticCrafter wrote:

@sunshine45 wrote:

do you not have a supplemental plan along with your medicare?

if you do, i am surprised that it is not covered by that supplemental plan.


Supplement Plans do not cover routine vision care. 


 

@CelticCrafter 

 

well that is strange because my ex husbands does..... he goes in once a year for a general checkup, including the air puff test, and sometimes glasses if needed.

 

plus he added dental coverage onto his supplemental plan.

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Honored Contributor
Posts: 28,912
Registered: ‎03-09-2010

Re: Vision covered by Medicare?

If you have a medical condition such as my DH gets migraines, I have a family history of glaucoma, if the visits are submitted for reasons like that it will be covered. 

Trusted Contributor
Posts: 1,454
Registered: ‎04-16-2022

Re: Vision covered by Medicare?


@CelticCrafter wrote:

@sunshine45 wrote:

do you not have a supplemental plan along with your medicare?

if you do, i am surprised that it is not covered by that supplemental plan.


Supplement Plans do not cover routine vision care. 


That is not true.

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Honored Contributor
Posts: 9,335
Registered: ‎03-09-2010

Re: Vision covered by Medicare?


@layla2450 wrote:

Traditional Medicare has NEVER covered vision. ONLY supplement plans DO.


NO they don't.  If traditional Medicare doesn't cover it, your supplement won't cover it either. 

 

A supplement and an advantage plan are not the same thing.....

Honored Contributor
Posts: 14,459
Registered: ‎03-09-2010

Re: Vision covered by Medicare?

@sunshine45 --yes I do--but there are coupon codes for a couple vision things-I did call medicare and was told NO there is no vision coverage for what I have,.

Honored Contributor
Posts: 14,459
Registered: ‎03-09-2010

Re: Vision covered by Medicare?

@Desert Lily --oh yes, I always ask those type of questions any time I have an appointment---before I go in. And I did enroll in a vision plan from VSP that will start 10/1---and will research the various medicare plans when the window is open this year before I do anything---thanks!

 

Respected Contributor
Posts: 3,019
Registered: ‎03-16-2010

Re: Vision covered by Medicare?


@CelticCrafter wrote:

Some Advantage plans cover routine vision.

 

Traditional Medicare covers eye exams for diabetics that are done by an Opthalmologist.



Traditional Medicare as well as other providers cover medical exams including diabetic exams provided by optometrists too. Providers (MD and OD) must be particiapte in the plan. 
Respected Contributor
Posts: 3,526
Registered: ‎06-24-2011

Re: Vision covered by Medicare?

@wagirl  I guess what I was saying was that glasses cost me less without vision insurance than they did with insurance.

 

I used to pay out-of-pocket about $625 for progressive transition lens glasses with the frame when I had VSP insurance.

With the discount for not having vision insurance the same lenses + Ralph Lauren frame cost me about $425.

 

The exam with an ophthalmologist has always cost me $80-$120.