@Tinkrbl44 @LindaSal I spoke with the United Health Care Customer Service this morning. I am on a plan for the Texas Retired Teachers. I asked the question about carrying over my credits. She asked for my member ID and my birthdate. That pulled up my specific plan.
This plan was negotiated by TRS on our behalf. It may differ from those others have obtained. We do have until December 31 to redeem quarterly credits on Healthy Benefits Plus cards. These are erased at the end of the year. We have no Dental coverage, but can receive a reimbursement of $70 on eyeglasses. There are some other benefits I should be using, but we have not discussed those here.
At this age, I question my memory some days, but I was certain that is what I was told a few months ago. I may make some quarterly purchases as needed, but I will not lose the unused portion until December 31.