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10-30-2020 12:08 PM
@hckynut wrote:The risk of "children" dying from the ******* Virus are about the same as me dying of young age. Next to zero. With a 0.2% of dying, that is probably lower than then them dying of the flu.
I see many things worse than a "child" getting sick in this shutdown scenario. Children have always gotten sick, and with this ***** Virus? Sure they might get sick, but I am guessing those playing off the children, are the same ones that say: "Oh but they will pass it on to Gramps and Gramms"!
Guess nowadays "children" should all be put in a protective bubble. Slides are too dangerous/teeter totters/jungle jim /a merry-go-round. Now it's the virus with the 99.8% chance of surviving if contracted. Guess if it ain't 100%, keep 'em locked up and buy that bubble? SMH
hckynut
I'm SMH alright. Wow.
10-30-2020 12:16 PM
@RetRN wrote:
@tends2dogs wrote:
@chrystaltree wrote:Thankfully, I do not live in a place where people are that selfish, mean and uneducated about Covid 19 or so unconcerend about the health of their own children or the community.
Wow, do you know everyone in your community and what they do, what choices they make?
v
You must live in Utopia......where no one is selfish, mean, or uneducated about Covid........lucky you....
And why is her 3 yr. old grandchild even going to school? If the parents are so concerned they can keep the child home and care for it themselves.
During a pandemic, I would refrain from sending a child to school unnecessarily.
I have a 4yo niece and she started pre-school last year. When it came time for school this year, her parents talked to their pediatrician and she recommended against pre-school. It's just not necessary and the risk not worth it.
10-30-2020 12:16 PM
@KarenQVC wrote:I think age 26 is a fair standard for economic maturity in these times. So many young people go to professional and grad school and don't have real jobs until that age.
I was 25 before I had a real job. The 6 years of college paid off in the long run.
Many young people are 26 and married with children of their own and still on Mommy and Daddy's insurance policy.
If they were still full time students, I think it is okay, but if not....time to grow up and pay for your own policy or get a job with insurance.
10-30-2020 12:19 PM
Yes, I would get mine tested if they got sick and keep them home for 14 days no matter what the test said. As we all know, folks can be asymptomatic. We have had teachers die from it here. You bet I'd keep them home. For their sakes and everyone elses too.
10-30-2020 03:45 PM
Our granddaughter sits in front of a boy at school who tested positive. She had to be tested and quarantine for two weeks. Thankfully, she tested negative.
10-30-2020 07:08 PM - edited 10-30-2020 07:12 PM
Pretty much agree with your comment about the 26 year old "children", except! Many of my friends went to different trade schools, even during high school years. After high school years they were not called "students", rather a novice.
For a person to get a Federal Loan for a Trade School? If you've ever got a home loan, you know the amount of paperwork. My friends told me they gave up trying, and later when they bought homes? Much easier and less paperwork.
Many of my co-workers moaned to me about student loans, when it was time to pay. I told them to tell someone who cares. They chose to go, you and maybe them, signed to repay, not me.
Long enough
hckynut
10-31-2020 11:47 AM
@KarenQVC wrote:I think age 26 is a fair standard for economic maturity in these times. So many young people go to professional and grad school and don't have real jobs until that age.
I was 25 before I had a real job. The 6 years of college paid off in the long run.
@KarenQVC Some folks also generalize those 26 and younger who lack insurance are not motivated &/or pulling their own weight. My son worked for contract company in his field of study- good job, great experience. But being it was through a head hunter there were no benefits. My daughter is a 'new' teacher and the only jobs so far are substitute teaching positions. Again, no benefits. It's not the same 'out there' as when we were all starting out. Companies also give employees schedules just short of full time so they can skirt around the laws
10-31-2020 11:51 AM
@Carmie wrote:
@hckynut wrote:
Thank you for your reply. I will refer back to my 1st post in this thread about "children". However not the Insurance Industry's view of "being considered children till age 26"!
Really!!
hckynut
The insurance industry did not come up with the idea to allow 26 year old adults to be still considered children.
This is a mandated benefit attached to the Affordable Care Act and HIPAA.
I have seen married couples who each had health insurance benefits under their parents contracts. Crazy, for sure.
@Carmie My insurance company requires me to complete an annual statement about the 'potential other coverage' for my 25 yr old before they approve any claims! So those married couples are not adhering to the ACA guidelines.
10-31-2020 11:57 AM
@Ibby114 wrote:
@Carmie wrote:
@hckynut wrote:
Thank you for your reply. I will refer back to my 1st post in this thread about "children". However not the Insurance Industry's view of "being considered children till age 26"!
Really!!
hckynut
The insurance industry did not come up with the idea to allow 26 year old adults to be still considered children.
This is a mandated benefit attached to the Affordable Care Act and HIPAA.
I have seen married couples who each had health insurance benefits under their parents contracts. Crazy, for sure.
@Carmie My insurance company requires me to complete an annual statement about the 'potential other coverage' for my 25 yr old before they approve any claims! So those married couples are not adhering to the ACA guidelines.
Oh yes they are. Our government mandated that insurance companies must cover these adult children to age 26...no questions asked.
This rule does not apply to self ensured companies. There are many employers out there...often they are government based who are self ensured. That means they hire insurance companies to process and service their insurance, but do not actually buy insurance from them. These groups do not have to follow mandated rules. They are the only exception.
10-31-2020 11:58 AM
@Carmie wrote:
@KarenQVC wrote:I think age 26 is a fair standard for economic maturity in these times. So many young people go to professional and grad school and don't have real jobs until that age.
I was 25 before I had a real job. The 6 years of college paid off in the long run.
Many young people are 26 and married with children of their own and still on Mommy and Daddy's insurance policy.
If they were still full time students, I think it is okay, but if not....time to grow up and pay for your own policy or get a job with insurance.
@Carmie ACA laws cut off the insurance coverage at 26 years old - unless they're disabled and unable to work full time. So if they're 26 and still are on their folks policy they've retained their own health insurance policy through ACA. Or Cobra.
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