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05-30-2017 12:06 PM
I would just like to add my two cents. I am not yet on Medicare. Hubs is 75 and on Medicare COMPLETE. Where I live you are either on COMPLETE or Medicare ADVANTAGE plans. You will know if you are on ADVANTAGE plans, because you will always have a co-pay any time you go to a doctor visit. On COMPLETE, you have a much larger $ amount taken out monthly and no co-pays.
Due to my experience with HIM, I do know that I will be going on Medicare COMPLETE. I will try to keep this short, but at some point as you get older, you will get sick and you will require medical care. He got leukemia and was treated for that, among many other things he is currently being treat for.
If you try to get on Medicare COMPLETE once you are diagnosed with something serious, it will be impossible. The only chance you have is when you turn 65 and make that decision if you have a pre-existing condition. You can change later if you have not yet developed a life threatening condition such as cancer or a heart condition. Keep your fingers crossed! My DH switched when he was about 70, and we were very, very fortunate he qualified.
Could they make this more confusing? I don't think so.
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