Wellness

[gidgetgh]

Just started my 2nd year on Medicare so this is my first open enrollment period.

I am thrilled with the supplement plan I chose last year, but need to make a change to my Plan D coverage as the one I chose (Blue Cross) at initial enrollment, did not serve me well this year.  

I went on the site for the company who handled my initial set up and ran their coverage checker thing.  I also went on Medicare's site and did the same, look for coverage thing.

Both listed Wellcare Value Script (PDP) as the best choice for me.  Both of the pharmacies I use are in network (CVS and Publix) and financially it seems the best.

Does anyone have experience with WellCare Value Script (PDP)?

 I know I have plenty of time to get this done, but this is hanging over my head a little and creating some angst, LOL, so I'd like to get the change made, but don't want to make the wrong choice.

[arizona babe]

if you have access to Walgreens your best plan is the United Health Care AARP - choose the Plan A that is basically a PPO plan- no monthly premium- they pay really well with meds and medical- this plan takes the place of choosing a supplement to go with your Medicare- I have had it for 2 years and this year had 4 inpatient hospital stays to include one major surgery and I have seen no bills- stay away from Blue Cross and AETNA- Humana or Cigna would be ones to check into

[sunshine45]

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@arizona babe wrote:

if you have access to Walgreens your best plan is the United Health Care AARP - choose the Plan A that is basically a PPO plan- no monthly premium- they pay really well with meds and medical- this plan takes the place of choosing a supplement to go with your Medicare- I have had it for 2 years and this year had 4 inpatient hospital stays to include one major surgery and I have seen no bills- stay away from Blue Cross and AETNA- Humana or Cigna would be ones to check into

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have to say that both my mom and my ex have BLUE CROSS CAREFIRST as their supplemental plan and it has worked very well for them. no insurance is a one size fits all.....not even a one size fits most.

@gidgetgh  my mom uses silverscript and she is happy with that coverage.she is on a bunch of medications. she uses a local independently owned mom and pop pharmacy that delivers for free. that is a big convenience for her to not have to leave the house just to pick up medicine.

[teganslaw]

Why stay away from Aetna? We have an Aetna Silverscripts supplemental drug plan, and it's working fine. That statement is too general; the same insurance doesn't work for everyone.

It depends on your location and financial situation.

[millieshops]

@arizona babe   My employer switched our plan out of United Health and into an Aetna plan.  I am almost 2 years into it -  and so far, so good.  I have had no bills refused, haven't had to change doctors, and have yet to see an increase in my co-pays.  (Haven't been notified yet of 2022 costs- I expect a Part D increase.}

[gidgetgh]

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@arizona babe wrote:

if you have access to Walgreens your best plan is the United Health Care AARP - choose the Plan A that is basically a PPO plan- no monthly premium- they pay really well with meds and medical- this plan takes the place of choosing a supplement to go with your Medicare- I have had it for 2 years and this year had 4 inpatient hospital stays to include one major surgery and I have seen no bills- stay away from Blue Cross and AETNA- Humana or Cigna would be ones to check into

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@arizona babe - thank you, but I'm not interested in changing from a supplement to an advantage plan.

[gidgetgh]

Ok everyone. We are veering off course some, LOL.  

I am more than happy with my Medicare supplement/Medigap plan and nothing will get me to change that.

Based on the 3 daily prescriptions I take, when those are factored in, they are recommending the WellCare Value Part D plan for me.  Some of the other plans don't cover all of my drugs.

Looking for opinions on Wellcare , good and bad.  

[CelticCrafter]

@gidgetgh , both my husband and I have Well Care for Part D.

The reason we chose, at the time neither us took any medications and it was the cheapest option available.

Fast forward to these past 3 months, my husband has had 8 prescriptions filled and the total cost to us has been less that $18.00. 

So we are pretty pleased with it.

He has a follow-up appointment with the endocrinologist on December 7th and if he adds or changes anything we are running home to see if we need to make a change before the day is out.

[gidgetgh]

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@CelticCrafter wrote:

@gidgetgh , both my husband and I have Well Care for Part D.

The reason we chose, at the time neither us took any medications and it was the cheapest option available.

Fast forward to these past 3 months, my husband has had 8 prescriptions filled and the total cost to us has been less that $18.00. 

So we are pretty pleased with it.

He has a follow-up appointment with the endocrinologist on December 7th and if he adds or changes anything we are running home to see if we need to make a change before the day is out.

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@CelticCrafter - thanks. WellCare will be a significant DROP in premium payments for me and I think that's why I'm a little skittish.

I started Medicare last October. Almost immediately, my part D provider sent me a letter and said nope, we are not going to cover 2 of your drugs past a certain date.  Too late to change.

So, when I see that WellCare says they'll cover all my drugs and charge me a low premium (compared to my current one) to do that, I get nervous.  I really appreciate you posting.

[grandma2pkmh]

@millieshops   I received my 2022 Aetna cost the end of September so you might want to check with your employer to see what the delay might be.