Shoes

[sjmplus1]

On 12/2/2014 bonnielu said:

Some credit card companies will send it out freely and others told me... until WE HAVE TO they are not doing it. I guess they are waiting for BIG BROTHER to force them.

So I have one card and it swipes differently, it is inserted in a slot. Stores have to get this technology. In most cases it is not there yet.

Also I am not all that sure it is more secure. I carry a RFID blocker wallet. Must be a reason they make them. Seems people can still access these cards.

I think no one is really safe. Target is a big company, it was hacked. And others were too including our own government.

I may be wrong but from what the Bank and Visa told me today, that is not RFID. RFID is tap and pay - not the kind that swipes differently. I think you're talking about the machine where you stick it in a slot instead of swiping it in a slot, am I correct? I saw those in a store yesterday. They are more secure because they generate a unique code for the purchase but THEY ARE NOT RFID so the RFID won't do anything. The RFID is like something called Visa PayWave, which is a specific tap and pay system where you don't have to swipe it. You just hold it up an inch from the terminal (kind of like what Apple Pay is doing) and it registers.

That is my point. Yes Target, Home Depot and others have been hacked, but that has nothing to do with RFID. That is my point. I think people are thinking they're buying this RFID cuz QVC says so and somehow they're going to be protected. If you have an RFID credit card, YES PROTECT YOURSELF. If you don't, it does you no good ....I bet most viewers never even heard of RFID before; its not a very common technology as of now - partly because of the new terminals retailers need and partly because of the security concerns

[sjmplus1]

On 12/2/2014 cosmic1 said: I think they taking advantage of people's fears and ignorance of technology. RFID refers to anything emitting radio frequency waves. I know nothing in my wallet does that. In the next year or so, EMV will be required for Visa and Master Card like Europe has. It will make it impossible for people to create forged credit cards and use them. However, if someone has your number, they can still make online purchases. The biggest risk to our cards are still the hackers who can break into retailers computer systems or crooks who use skimmers, which are secretly installed places where you use your card and they collect the info when you put your card in. Gas stations are particularly vulnerable.

Thank you . Finally an intelligent comment. I had never heard of RFID but I had heard of chips so I even contacted my bank and they said they have started issuing cards with chips and would be glad to send me one. So given what QVC keeps harping on, I thought , ok, well I have a chip, then I need RFID. So I contacted the bank and VISA and found out exactly what you are saying. There wis a chip but it is not RFID, its EMV and that has nothing to do with emitting a signal. You're still swiping it - just in a different way. An RFID wallet or card slot will not protect you in other cases of fraud (or hacking like some people are saying)...Its more of the typical QVC selling tactics, which is unfortunate. I guess that HALO TSV can still be used regardless but it seems like every day has another RFID presentation. There are very few RFID cards currently in use in the US and even fewer retailers that have the equipment to process those payments...so the majority of people scooping these wallets up are not getting any added functionality.

Basically if you are swiping a credit card, you don't have RFID. RFID is where you'd just put your card up against a terminal - The card is read automatically without direct contact with any person or machine

[Colonel Meow]

On 12/2/2014 sjmplus1 said:

On 12/2/2014 cosmic1 said: I think they taking advantage of people's fears and ignorance of technology. RFID refers to anything emitting radio frequency waves. I know nothing in my wallet does that. In the next year or so, EMV will be required for Visa and Master Card like Europe has. It will make it impossible for people to create forged credit cards and use them. However, if someone has your number, they can still make online purchases. The biggest risk to our cards are still the hackers who can break into retailers computer systems or crooks who use skimmers, which are secretly installed places where you use your card and they collect the info when you put your card in. Gas stations are particularly vulnerable.

Thank you . Finally an intelligent comment. I had never heard of RFID but I had heard of chips so I even contacted my bank and they said they have started issuing cards with chips and would be glad to send me one. So given what QVC keeps harping on, I thought , ok, well I have a chip, then I need RFID. So I contacted the bank and VISA and found out exactly what you are saying. There wis a chip but it is not RFID, its EMV and that has nothing to do with emitting a signal. You're still swiping it - just in a different way. An RFID wallet or card slot will not protect you in other cases of fraud (or hacking like some people are saying)...Its more of the typical QVC selling tactics, which is unfortunate. I guess that HALO TSV can still be used regardless but it seems like every day has another RFID presentation. There are very few RFID cards currently in use in the US and even fewer retailers that have the equipment to process those payments...so the majority of people scooping these wallets up are not getting any added functionality.

I hardly think my earlier post was unintelligent, nor were any of the others. Maybe misinformed, but not unintelligent.

[151949]

My new driver's license has one and I have one CC with one. My DL came in a small sleeve with instructions to store it in there. Also , my passport came with a sleeve to store it in.

[Drythe]

My AmEX, MasterCard, Drivers License, and Passport all have scannable chips.

I carry a MasterCard World Debit Card when I travel out of the country and it was scanned in Amsterdam 3 - 4 years ago.

[Gogos]

Not a hype. YES, my husband got his new credit card to replace the one getting ready to expire. The letter said it had RFID in it. The problem is the new ones have changed credit card numbers so if you have one you normally use for the Q make sure you change it on your account or you are really messed up. In fact, if you have easy pay going it's best to call CS and tell them about the card change and you need it changed on all easy pay orders. Your newer passports will have them as well. Mine will expire in four years and I fully expect them to send a new one with the RFID.

[Still Raining]

If your card has RFID it will normally have a logo of radio waves - sort of a triangle segment of ripples. It may also say PayPass. This is the type of card that transmits and can be shielded. They are contactless and can be waved in front of the terminal.

Most cards are EMV and DO NOT TRANSMIT. These are the ones that are put in a slot or swiped and have a sort of decorative knot design.

Currently cards still have the older magnetic strip on them too and this is still vulnerable to all the old fashioned scams.

Drivers licenses are RFID and can transmit. Usually they only send out an identifier number with no personal ID.

What I find interesting about these licenses is that now (if they are not shielded) TPTB can scan large groups of people without anyone being aware. This would mimic ID badges are work where they can track you when you enter and leave locked areas. Sort of spooky no?

[bonnielu]

My one RFID card goes in a slot. Not sure about the technology. I just know it is coming. I just pray it does not make it easier for the bad guys to get it. I do have a wallet that should protect it... I think tinfoil would do the same thing. Not sure. Anyway we are all in for a ride with the next boom in technology. Nothing ever stands still or stays the same.

[Another new name Sue]

I saw on TV that you can wrap cards in aluminum foil to protect them.

[VaBelle35]

My debit card has fraud protection, most do these days. Back in the beginning, debit cards had no protection or very little. Most are now equal to any major credit card in terms of protections.

RFID scare tactics annoy me. A thief with the technology to steal credit card information is not going to sit on a park bench all day snagging 5 credit cards. There's no money in that. A thief is going to go after a larger quantity in a faster fashion than that.