@newname0 I like finding things at savings, too, so I customarily comparison shop. But I do like and use the Easy Pay here when it is offered--I get the "float" on my money, and have less initial outlay in case of (very rarely for me) the need to return something.
I have no problems keeping track of my Easy Pay, either. Can quickly check here in the "my orders" section if necessary.
@aroc3435 - I also like EP. It's interest free and very easy to keep up with in the my-orders section. I also have the option of paying it in full whenever I want.
If one can't keep up with the payments, then perhaps EP is not the way to go.
I do use easy pay. I’m on a budget and it helps me buy expensive items and pay between 4-6 months. I have two CC’s and will only put one easy pay on each card. Right now I have just one easy pay.
I have used easy pay in the past but must say I really don't like it at all. Six easy pays for an item that cost $30 is a bit ridiculous. I would suspect one could get into some financial issues if not paying attention. Easy pay used to be the exception rather than the rule on QVC. Now it is commonplace and not at all appealing to me.
I could see buying a high ticket item like a huge TV on easy pay (be nice to have e/p for cars and houses), but since I pay off my balance each month, what’s the point?
Easy pay gives the customer the chance to lay out less money before determining whether you want to keep an item @Shanus . If I decide to keep the item, then I immediately pay it off ahead of time. A bracelet I received was damaged on arrival. If I had laid out a lot of money, it would have been tied up for weeks because QVC takes weeks to give refunds. Works for me...
Not really, unless it's a big ticket item like an air condtioner which I've done in the past. I have used it on smaller items like clothing and makeup but it's not really worth it. To drag out the payments can be a pain keeping track of especially if you want to budget your purchases. I guess it all depends and as long as you don't get in trouble using easy pay all the time. But what would really help me is if QVC would get their shipping act together. It's still taking too long to receive your orders. Ugh! Why can Nordstrom and Amazon get it right?
I could see buying a high ticket item like a huge TV on easy pay (be nice to have e/p for cars and houses), but since I pay off my balance each month, what’s the point?
Easy pay gives the customer the chance to lay out less money before determining whether you want to keep an item @Shanus . If I decide to keep the item, then I immediately pay it off ahead of time. A bracelet I received was damaged on arrival. If I had laid out a lot of money, it would have been tied up for weeks because QVC takes weeks to give refunds. Works for me...
This is the reason I use it @Trinity11 . There are many comments on the forums about refunds from the Q taking forever. As you stated, you don't tie up your money in the event you have to return an item if it's on EP.
No but what I'm finding annoying is EVERYDAY they keep changing the offers...annoys me if I bought something on 4 EZ pays (early in the day) in the afternoon they'll offer 5 OR 6. It makes me not want to shop Q much anymore with ALL the stupid games they play on incentives!!
