Q Talk

[brandiwine]

Not only congrats on the 0 balance, but more importantly, you've been paying it off each month.  Not being in debt is a great feeling.

[Qshopper1991]

Congrats

I have no credit card balances at all.  The moment I charge something, I immediately pay off the entire balance.  I only have one credit card - and that's enough.

I don't understand how people carry so many credit cards and have balances (usually high ones) on all of them.  I wouldn't be able to sleep at night.

[beckyb1012]

Congrats it is a wonderful feeling.  I have been credit card debt free for 18 years now and love it.  I just put extra $$ all this time in my retirement accts. and it is amazing how it adds up.  I did have to train myself to say no and to think of all purchases over night before I spent any money.  Which leaves out One Time Only kinds of offers, but who cares.  For the most part I have woke up wondering why did I even think I needed to buy that? 

Have fun with your extra dough.

[sapphire 2]

Congrats!