I don't care for the way they present Easy Pay in their selling technique: the host and vendor if there is one, both gasp and carry on and on about how much you can get it home for. And how they just can't believe the Q is giving this to the customer. And the way they use it so cautiously and extend it as a special gift to you.
Sorry, I don't consider it much of anything but a ploy to get you to buy more. Same with their Buy More and Save $4. or $5. and 1/2 off S&H on the others. Come on, they can put two same items together and ship them together. It's not rocket science. All of the above benefit the Q, and they're not gifting you with anything. All my catalogs offer something like $l0. off and free S&H.
I know it helps some buy more, but you have a convenience, not a savings. And when Easy Pay is applied, you buy more, pay the same, and the Q makes more. That's the end game.