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01-29-2021 05:32 PM
I have never used ezpay. I feel that for me, if I can't afford to buy it outright, I should not be buying it.
01-29-2021 05:57 PM
I use easy pay only for one reason. I like to see the product and make sure I want it before I have the whole amount out. Then when it arrives, I go in and pay it off. I also put everything on my calendar which I look at daily. That way I already know what is going to QVC that month and that stops me a lot ofthe time from making another purchase.
01-29-2021 06:56 PM
Shopping is a way to lessen depression and anxiety... I have used that philosophy myself at malls years ago.
I never used QVC EZ-Pay as I use my Discover Card and get 'cash-back'. I get excited just getting $5.63 to put toward buying something else. Call me crazy.
01-29-2021 07:05 PM - edited 01-29-2021 07:06 PM
Easy pay has not affected me at all, and believe me, I've had a lot. I time my Easy Pays around the first and the middle of the month, then I can pay off as many as I want. I'm very organized in everything I do and I don't like surprises.
01-29-2021 07:11 PM
Wow!! I'm here watching The Andy Griffith show on TV LAND and a QVC ad just popped up. Never knew they advertised on TV LAND.
01-29-2021 08:02 PM
Since I live pretty far from malls and other stores (at least a 45 mile drive) I have done 90% of my shopping online for the last 15 years. So Covid did not affect my shopping - QVC or otherwise - at all. I don't use easy pay because I figure if I can't pay all at once I can't afford it.
01-29-2021 11:22 PM
Hey Lisa, I learned my lesson. I now pay for everything one time. If it's too much, I just don't buy it until it's not too much.
When you do EZ Pay, you keep buying until you have all these Q bills and kept remember what all you bought.
I don't want to micro manage finances, so I just don't bend on EZ Pay.
01-30-2021 06:23 AM
Yep.....I was surprised how many I had. 3 pays isn't bad, but 5 is too long.
I am going to pay some off early...
01-30-2021 08:14 AM
@Sunnycorle wrote:Hi,
I am just reachout out to see if this happend to anyone else here. when Covid struck and everything went sideways so did I! Now I am digging myself out a big quagmire of Ezpay payments that quite frankly scares the heck out of me. I have completely curbed my Q buying to get this under control and think when I am in the black I will no longer use ezpay ever. Its truely evil for those who can't control themselves. My hand is high in the sky raised! Just wondering am i alone in this? Maybe we need a support group.
You'll be thrilled when they are paid off. I overdid easy pays once about 15 years ago. Never again. I still use easy pay but just one item at a time. Control is key.
Easy pay can help those who need it and that's ok. I don't have any beefs with easy pay.
01-30-2021 08:49 AM
My EZ Pays are charged to my Q card and I pay my Q card in full each month - so it's very easy to keep up with. No problems here.
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