Trusted Contributor
Posts: 1,005
Registered: ‎03-22-2010

Amazon has monthly pays, no interest, no fees. Has anyone bought-chosen this payment method? Reviews?


HeartCat Very HappyHeart

Posts: 58
Registered: ‎12-19-2016

Yes.  I purchased three items this way from Amazon.  No problems at all.  You will be emailed a schedule of the payment due dates and amount.  You can also see status on your order page.


Very much like QVC, expect the first payment is more because it includes the taxes.

Honored Contributor
Posts: 15,692
Registered: ‎03-09-2010

@skittles2 I haven't but I don't really use Amazon.


However, if I did and they have their own easy pay which is what monthly is, I'd use it.  I don't buy what I can't afford to pay for in the month I buy, but I always use EZP when it's offered (no Q card for me). 


I used to choose EZP because I could leave a few dollars in the bank to earn interest and even though right now, that's not happening I haven't changed my habits.


With short-term interest so low and expected to stay low, a company as rich as Amazon should be easily able to extend credit to its buyers.   


As a consumer, I'd just be disciplined and not build up so many  monthly pays that by month 3 I'd have more than a dozen to monitor.  I've had a dozen here at the Q occasionally, but that's my personal limit.  After that I just pay until some are gone.

Honored Contributor
Posts: 14,506
Registered: ‎03-09-2010

Not sure I have ever seen this I buy a lot from Amazon, have to look next time I buy something

Stop being afraid of what could go wrong and start being positive what could go right.
Occasional Contributor
Posts: 9
Registered: ‎06-03-2020

I did it, no problems at all and would 10000% do it again, especially on such an expensive piece of furniture. Also, it arrived at our house in about 3 days Smiley Happy

You'll see the monthly charge, same date every month and can track on website (payments, # left etc.). Similar to easy pay.

Honored Contributor
Posts: 8,294
Registered: ‎03-10-2010

I have used it and I like it.  I do have a question about Amazon.  I have been ordering for a few years now and I was suppose to receive an order yesterday I got my notification it was being delivered.  I then get an email saying there was an issue delivering my package and it is ready for pick up at the post office.  Has anyone else had this happen?

Trusted Contributor
Posts: 1,168
Registered: ‎01-07-2020

I have been shopping with Amazon for years and I still do not see any monthly it for just selected items or is it a credit card they offer or is it at the check out?  I just ordered this week and did not have or see that option...please advise Smiley Happy

Honored Contributor
Posts: 10,674
Registered: ‎03-19-2010

I haven't seen that, but I don't order from Amazon extremely often.  I generally pay as I go, but might try it with Amazon if I have a larger purchase.  I consider EZ pay on the shopping channels as a trap, so avoid it unless it's a larger purchase.  I think the last time was for the Haiirmax which also had a 6 month return.  The really ridiculous ones are when they have 5 EZ pays and they're pushing it for an autoship that you're going to get every 3 months.  I often use the interest-free option on my Belk account since I only tend to shop there 2 to 3 times/year so no chance of building up.  

Occasional Contributor
Posts: 9
Registered: ‎06-03-2020

It's for select items, higher cost that are coming directly from an amazon warehouse. We bought a large solid wood & glass credenza that was around $1,500,they gave us 6 months, we paid for it in 4.


I do believe though more items fall under 'Promotional Financing' with their credit card. Lower cost as well, but iI think $150 is the cheapest.

Regular Contributor
Posts: 222
Registered: ‎08-17-2014

I bought a kindle paperwhite last year over the holidays for 99.00. I used the payment plan for 5 months. No issues whatsoever!! I'd do it again!!!