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Esteemed Contributor
Posts: 7,084
Registered: ‎08-19-2014

Re: Cash or card at the grocery store?

[ Edited ]

Cash only!! Never use a credit card in the supermarket.

Honored Contributor
Posts: 11,010
Registered: ‎03-09-2010

Re: Cash or card at the grocery store?


@SilleeMee wrote:

I use a credit card that pays me cash back on all purchases. At one time I was using my debit card for shopping then I found out how unsecured they are. I shredded it and never plan owning another.


 

@SilleeMee- I stopped using my debit card also for the same reason. I still have it, but haven’t used it in quite some time. 


Why is it, when I have a 50/50 guess at something, I'm always 100% wrong?
Respected Contributor
Posts: 2,352
Registered: ‎03-15-2010

Re: Cash or card at the grocery store?


@sidsmom wrote:

@Ms tyrion2 wrote:

@Marp wrote:

@sidsmom wrote:

I’m stunned many use the Debit Card.

 

With all the POS identification/security breeches,

why would one want to take that risk?

 

I have this vision those people walk around leaving the

front door of their house unlocked...and have multiple

signed blank checks in their wallet...just asking people

to steal from them...just like using a debit card as the POS.


My debit card has the same zero liability protections as my bank credit card.


 

Mine too. Who doesn't know about this?

I'm stunned.


I personally like to make money on my money.

If I initiate a transaction on my credit card proper, say, on the 1st of the month, I have that entire month before the statement cycle ends.  Then add an additional month to pay off the purchase.  Pay everything in full, no charges.  My credit card company literally gives me an interest free loan for 60 days, in this illustration.  I can earn interest on my $$ before using it to pay off the credit card.  

 

If you use a debit card, choosing credit function, it will be out of your checking account in 2-3 days.  


This.

Plus the perks from using a cc.

i’m stunned

Honored Contributor
Posts: 16,512
Registered: ‎03-09-2010

Re: Cash or card at the grocery store?

Usually a check.

Honored Contributor
Posts: 12,704
Registered: ‎08-22-2013

Re: Cash or card at the grocery store?

I like to spend money no matter where I'm shopping and a card is just easier. 

Honored Contributor
Posts: 13,298
Registered: ‎01-02-2011

Re: Cash or card at the grocery store?

I put virtually all purchases, including groceries, onto my CC to get a hefty cash back award and to keep track of expenditures.  I pay it off each month.

Honored Contributor
Posts: 30,108
Registered: ‎03-12-2010

Re: Cash or card at the grocery store?

Debit cards.  I don't own a credit card.  Only use Debit cards for everything.

Esteemed Contributor
Posts: 6,847
Registered: ‎03-09-2010

Re: Cash or card at the grocery store?

I have to admit to getting a nice chuckle out of the castigation for being foolish enough to use a debit card (no cash back, etc.) but it is apparently okay to pay cash or use a check.  Ummm, the three are essentially the same method of payment.

The more I learn the more I realize how little I know.
Are you setting an example or being an example?
Respected Contributor
Posts: 2,910
Registered: ‎05-08-2017

Re: Cash or card at the grocery store?


@sidsmom wrote:

@Ms tyrion2 wrote:

@Marp wrote:

@sidsmom wrote:

I’m stunned many use the Debit Card.

 

With all the POS identification/security breeches,

why would one want to take that risk?

 

I have this vision those people walk around leaving the

front door of their house unlocked...and have multiple

signed blank checks in their wallet...just asking people

to steal from them...just like using a debit card as the POS.


My debit card has the same zero liability protections as my bank credit card.


 

Mine too. Who doesn't know about this?

I'm stunned.


I personally like to make money on my money.

If I initiate a transaction on my credit card proper, say, on the 1st of the month, I have that entire month before the statement cycle ends.  Then add an additional month to pay off the purchase.  Pay everything in full, no charges.  My credit card company literally gives me an interest free loan for 60 days, in this illustration.  I can earn interest on my $$ before using it to pay off the credit card.  

 

If you use a debit card, choosing credit function, it will be out of your checking account in 2-3 days.  


 

Hmm. I don't see that I mentioned not using a credit card that gives a cash back benefit. I simply agreed that my debit card is fraud protected. Now I am puzzled.

 

I do use my amex for a lot of things because it has a cash back benefit. 

Respected Contributor
Posts: 2,279
Registered: ‎12-23-2015

Re: Cash or card at the grocery store?

debit card cash once in a while but not often.