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[Anniecamp]

I answered your question on the Ramsey thread.

I've never joined, not even for the free trial period.

DR's a believer of a little bit of savings several times over makes a big difference, and I do agree that it does. I had no money issues when I started to look at his material. I just wanted more for my money. His method has helped people who are or were in deep trouble financially.

He has plenty of money now, and no debt. When people don't pay interest on anything that they buy, their money goes a lot further. It's amazing how resourceful people can be if they're willing to bite the bullet and deny themselves for a while. It gets them where they need or want to be so much faster.