I don't care for bedspreads. I haven't used one in years.
For summer I have a lightweight quilt and for winter I use a down blanket. Last year I tried an inexpensive duvet cover with the blanket and it was very challenging to get the blanket into the cover.
I even saw an instruction video on how to get a blanket into a duvet cover easily but it didn't look easy to me...I gave it up ....glad I didn't spend a lot on it!
I also add one of the Dennis Basso fur throws at the end of the bed in case I want a little extra warmth.
I also gave up the bed skirt which to me is a dust collector when we got a new mattress & frame. I's a wooden frame unlike my previous older metal frame. I keep some decorative storage boxes that coordinate with my bedding & the room so it doesn't look bad if you can see them but my blanket does hang down over the sides pretty far.