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[tansy]

@GingerPeach

 I’m curious.  You mentioned new 55+ communities in California that may not be listed in the 55+ retirement website. Do you know of any around Ventura county, close to Santa Barbara? Or maybe around Long Beach, Seal Beach or Huntington Beach?

i am aware of Monarch Dunes near San Luis Obispo.

[ccassaday]

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@FuzzyFacewrote:

"facility"

Well, that's all I could think of at the moment.

And anyway, what's wrong with a facility? My MIL's...community...was what I think of as facility, considering it had on-site everything--medical, psychological, separate houses or apartments or you could live in a condo-type community.

What else would you like to ding me about? I'm wearing an old sweatshirt right now; is that considered "disrespectful" to the other posters here?

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Because we aren’t talking about a facility. We are talking about normal communities that just happen to be over 55. There is no medical facilities or meals provided.

[GingerPeach]

Hi @tansy

I'm not aware of any specifically, but here is one more site that lists retirement communities by state.  Just click on the city you're interested in within the column on the right.

https://www.topretirements.com/active_adult_communities/California.html

Be aware that the list includes not only active adult communities, but also includes continuing care communities (despite the name).

[GingerPeach]

@FuzzyFace

There are a lot more all-age communities with HOAs than there are active adult communities with HOAs.  I happen to live in one right now.  ALL ages can live here.  

Also, an active adult community is NOT a facility.  It's very clear you have not yet grasped the difference between active adult communities and continuing care communities.  They are completely different.

ONLY the continuing care community has onsite medical care (should a resident need it).

No one is questioning your options.  The only factor is that you refuse to understand there are more options than you admit there are.

[tansy]

Thank you, @GingerPeach.  I might even be okay with a newish CCRC 😊

[GingerPeach]

Thank you, @ItsME

I have begun working with an agent specializing in active adult communities in the area I'm focusing on.  She is a breath of fresh air.  

[GingerPeach]

Whatever you choose, @tansy, at least you'll have been aware of the many options!  All the best!   

[151949]

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@tansywrote:

Thank you, @GingerPeach.  I might even be okay with a newish CCRC 😊

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These places are generally expensive because they provide a lot of options so everyone pays for that.

I have a good friend who has MS and lives in a CCRC because at different times her need for care can vary, & they provide all levels. They shift her back & forth as needed - and off to the hospital occasionally. Even in her lowest level of care they provide her with 3 full meals and 2 snack times every day so she never has to cook.However, she is only 49 and has already gone through most of her savings. Her brother is currently in the process of selling her house to get her more cash.

[tansy]

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@151949wrote:

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@tansywrote:

Thank you, @GingerPeach.  I might even be okay with a newish CCRC 😊

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These places are generally expensive because they provide a lot of options so everyone pays for that.

I have a good friend who has MS and lives in a CCRC because at different times her need for care can vary, & they provide all levels. They shift her back & forth as needed - and off to the hospital occasionally. Even in her lowest level of care they provide her with 3 full meals and 2 snack times every day so she never has to cook.However, she is only 49 and has already gone through most of her savings. Her brother is currently in the process of selling her house to get her more cash.

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Did she pay a large, nonreturnable entrance fee, @151949?  With the info you’ve mentioned about your husband, I have wondered if there are better options for you than a single family home.   It’s all a gamble:/

[GingerPeach]

@151949 and @tansy

You both are probably aware that even if the medically-based continuing care communities claim the fees are non-refundable, often they are all or at least partially refundable.  And those adjustments carry into the sales cost of whichever style housing/home/apartment/villa/whatever the buyer chooses.  Sometimes you have to ask.  

If you don't care about the refund, the home cost should be lower, where the opposite is true if you have family that you want to leave the refundable portion to.