Good Afternoon! Glad you enjoyed playing cards, Barbara. Hope the puppies are born soon for Syd's sake
I decided to try to work with the discount broker rather than pay the financial planner so much money. But, that certainly has not gone smoothly. I needed to scan and e-mail the Power of Attorney papers as well as the letter from the doctor, and then I need to fill out a special POA for the brokerage house and have it notarized. They did not want DH to sign their form since he is not able to do his finances. Long story short, the notary refused to notarize the form since there was a place for DH to sign, and he could not. He said that I could always fill in the information, and that might be contrary to DH's wishes. I tried to explain, but he would not budge. After much ado, he said that the broker should contact him, and once he had their approval on how to do it (perhaps cross off the part of the form DH would ordinarily sign), I could come back with the originals, and then he would notarize it. I did have a copy of the doctor's note, and DH was with me. But, he wanted originals.
Scanning the POA to e-mail it took a while, and the file was too large to go, so I broke it up into three e-mails. The broker called today to say I needed their form, and I told him about the notary. He said I should go to a different bank. He had been a notary, and he said that this guy was just being overly cautious. I will try that tomorrow.
In the meantime, I wrote a long e-mail to DH's kids telling them about his health, the money I was spending, the attorney stuff, and a little about the brokerage. I did not get into the notary business. I wanted to make sure they understood that I am not trying to steal anything or do things against his wishes. DH's DD wrote back last night -- very nice note. I think his son probably hasn't read it yet.
Definitely sounds like a blizzard is headed DD's way, not good. DGS' car was hit and damaged (body) while he was in class last night, and then he had to drive home on icy roads. It took him much longer than normal, and he was very nervous. But, his Dad helped him file a claim with the car insurance, and they (DD and DGS) took the car to a body shop today. Depending on the blizzard, the car may be ready next week (probably Friday). He had to pay a $500 deductible, which I transferred. They also had access to a rental car, and DD rented one since DGS is too young to do so. She is driving a Chevy Impala! She said it is a nice car, but she probably won't be driving it much if the blizzard comes.
The caregiver group was very good, and now I'm waiting for the nurse. The social worker called and wanted to come over, but she did not answer when I called back. I'm in no rush for her to come.
One of the ladies said that her husband (who is now in a nursing facility) told the social worker that he didn't need her any more now that he isn't at home. Pretty funny.
Hope both of you have a nice evening, and the snow isn't too bad in your area, Claudia.
Hugs,
Linda
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