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04-12-2014 08:33 AM
Of course I use it! Best invention since sliced bread.
04-12-2014 09:24 AM
04-12-2014 09:25 AM
No, if I can't afford an item right away I just can't have it.
04-12-2014 09:35 AM
On 4/12/2014 dperry said:I like the idea of paying something off even if I can afford to pay up front. I mean, why do it if you don't have to. I like it especially if I am not sure I will keep something (which happens often with QVC these days), no reason to be out the whole amount.No, if I can't afford an item right away I just can't have it.
04-12-2014 10:09 AM
Easy Pay is great. And, I like that it makes all of the payments equal amounts.
04-12-2014 10:23 AM
Why not - it is an interest free loan. Also if I do not like something, it is a smaller investment.
04-12-2014 10:30 AM
No. But it is an interest free loan, so if I were better at juggling my money, it's the way to go. However, I like to keep my finances as simple as possible, so I just like paying for everything at time of purchase.
04-12-2014 10:36 AM
I use it for almost everything. You should see my credit card! It's a nightmare trying to figure out ...."OK so I ordered this but then I returned this...so where is the return amount"!
I like to use it so if I dislike something the turn around amount if money is minimal. I order a lot of things from QVC and a few from HSN. Hardly a day goes by that I haven't ordered something.
If I don't like it or if it doesn't fit (whatever), it goes back within 2 or 3 days (in case someone else wants it). I never wear something out and then return it. Why? Because I dress for myself. I don't dress for friends or strangers. If I don't like it I don't need to see if someone else likes it on me.
Anyway, phew! Yes I use easy pay more than 3/4 of the time!
04-12-2014 11:27 AM
No, I’ve never used easy pay. I don’t like the feeling of having a debt so I’d rather pay for an item all at once.
04-12-2014 11:38 AM
Only if the EZ Pay is 3 or fewer.
Just checked my account. I have two item on 2 EZ Pays. Will be paid off next month.
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