My idea somewhere on these boards was to wear a lightweight tee underneath. (Black tee or other colors that would match or look nice under the openings.) The underlying tee would show through. Something similar to distressed jeans with an underlying fabric under the torn holes.
I guess I've been watching quite a few The Nanny re-runs. Nanny Fran wears many low cut strapless and thin strapped dresses over black turtleneck tops. 'Kind of cute', if you ask me.
'More or less', 'Right or wrong', 'In general', and 'Just thinking out loud ' (as usual).