Fashion

[Mom2Dogs]

@Shanus   Hmmm, never thought about not getting a mortgage....I am 70 this year and DH will be 85...food for thought.

The nice thing about living in a larger area is availability to many different things...for more options we would have to move about 50-60 miles away.

[1 DancinQueen]

@Mom2Dogs     Sounds like many of us Baby Boomers are facing the same issues regarding housing.  Our location is great for medical/shopping/church.  Like our area, but one floor living options are limited. Our health is good right now, but who knows the future.  

[Luvitorleaveit1]

Good morning all!  Happy March 1!

Nice sunny day today.  Watching AM style, Muk Luks has the cutiest jumpsuit for $29.98, I used to wear jumpsuits when I was younger.

Yesterday I went to a funeral at my church for one of our elders who use to be my girl scout leader many moons ago.  I started as a brownie and ended as a cadet, what memories some of the other former girl scouts was there as well.  What fun we had camping, hiking, baking while earning our badges and of course selling those girl scout cookies.  I remember my mom organizing all those boxes in the livingroom and helping me with my orders.

Later today I have a 101 birthday party, I guess I buy her some flowers and a card.

Enjoy the day!

[katie1859]

You can apply for a mort

and get approved for a mortgage

but it is going to be up to underwriting 

Probably offer a 15 year loan instead of 30

Probably require more downpayment

It depends on who your lender is

I have heard of seniors denied because of age

Its nit discrimination it's legality 

Lenders are businesses to make money

This is not about fairness

That is why reverse mortgages are popular

Liquid assets from equity on the current home

[Mom2Dogs]

A reverse mortgage might work for some..but we would never consider that option.  We are debt free and in good financial shape, but housing has gotten out of our reach...property taxes are also pretty high...sigh..I will probably die in place.

[Desertdi]

In like a lion:    High winds, low humidity, FIRE WARNING

[Luvitorleaveit1]

When did vacuum cleaners get so expensive!  The prices are crazy but I guess there are some that will pay the high price tag.

[Nonametoday]

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@LTT1 wrote:

@Nonametoday 

I agree! The "Lion" part of the saying is certainly true... everyone around me is ill.

Mostly I’m hearing of respiratory stuff.

My ENT appt is Monday...I really can hardly wait. I've waited for one year for this!

A very strong weather front came roaring through two nights ago...I thought my head was going to explode!

So yes...mayday mayday...❣️

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@LTT1 

I have a son who has undergone multiple sinus surgeries and he is no better.  I finally convinced him, as the immunologist told me, and he found that he is indeed IG deficient.  I have shared way too much with my children, things they never wanted, nor did I want it for them.

[KathyM23]

@Mom2Dogs   Is it possible to convert one of your downstairs rooms into a bedroom so DH would not have to do the steps?  I at one time in a 2-story house intended to make the dining room into a bedroom so I could take care of my Mom.  Unfortunately  she passed before this took place.

[Nonametoday]

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@LTT1 wrote:

@Shanus 

As usual for lately, I have been unexpectedly waking up at zero dark thirty, so I have a copy paste starter ready to add here in "fashion".

Good luck for your apartment-hunting venture!

I will post here some items I have purchased to decorate my place...I’m updating the look of it!

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@LTT1 

You got some great items in your absence here. 

@Shanus

I hope you have luck with your downsizing place, whether it is apartment, garden home or whatever, just don't get one that you have a big garden to care for and a lot of space to keep clean.  That's my dream.