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‎01-27-2014 05:35 PM
On 1/27/2014 rysk29 said:Obviously, you are not getting it- you have to have available credit to cover the total amount of the purchase + S&H + tax before they will extend an easy pay. Not just enough for a monthly payment - enough for the whole total. They do not charge any interest but they do put a hold on your credit card acct for the TOTAL amount - not just the monthly payment. If you biy something for $1000 + $25 S&H + $70 tax you can only get it on EP if you have available credit on that credit card for $1095.That is how easy pay works.i put over 1000 a month into that account.. i believe i can cover 200 a month..
‎01-27-2014 05:38 PM
Just saw post from RedHeadedWench, that makes sense.
‎01-27-2014 05:39 PM
On 1/27/2014 Yuban3 said:You didn't try to order a 70" tv, a king size bed, an ipad, and a MacBook Pro, by chance, did you?
OMG, I was thinking the exact same thing.
Maria
‎01-27-2014 05:42 PM
This & that other one sound like kids at home from school for a snow day.
‎01-27-2014 05:43 PM
On 1/27/2014 happy housewife said:On 1/27/2014 rysk29 said:Obviously, you are not getting it- you have to have available credit to cover the total amount of the purchase + S&H + tax before they will extend an easy pay. Not just enough for a monthly payment - enough for the whole total. They do not charge any interest but they do put a hold on your credit card acct for the TOTAL amount - not just the monthly payment. If you biy something for $1000 + $25 S&H + $70 tax you can only get it on EP if you have available credit on that credit card for $1095.That is how easy pay works.i put over 1000 a month into that account.. i believe i can cover 200 a month..
Your post made me curious so I looked at the FAQ's for Easypay and what you wrote above isn't what they state (unless I read it wrong) and they make no mention of a "hold" for the full amount:
http://www.qvc.com/FAQEasyPay.content.html
Please note that when you initially place your order, QVC will request authorization from your credit card company for the amount of just the first installment, not the total purchase amount.
‎01-27-2014 05:45 PM
On 1/27/2014 MJ 12 said:On 1/27/2014 happy housewife said:On 1/27/2014 rysk29 said:Obviously, you are not getting it- you have to have available credit to cover the total amount of the purchase + S&H + tax before they will extend an easy pay. Not just enough for a monthly payment - enough for the whole total. They do not charge any interest but they do put a hold on your credit card acct for the TOTAL amount - not just the monthly payment. If you biy something for $1000 + $25 S&H + $70 tax you can only get it on EP if you have available credit on that credit card for $1095.That is how easy pay works.i put over 1000 a month into that account.. i believe i can cover 200 a month..
Your post made me curious so I looked at the FAQ's for Easypay and what you wrote above isn't what they state (unless I read it wrong):http://www.qvc.com/FAQEasyPay.content.html
Please note that when you initially place your order, QVC will request authorization from your credit card company for the amount of just the first installment, not the total purchase amount.
exactly... it doesn't make any since to me... the first payment is the only hold on my credit card
‎01-27-2014 05:47 PM
It's doubtful the OP has $7000 sitting in the bank, waiting to be frozen by the Q for 6 months...
Also, I would think these items could be purchased at retail (sales) for a heckuvalot less than Q is charging! Especially, the shipping & handling itself, could be a few hundred!!!
‎01-27-2014 05:50 PM
On 1/27/2014 maryebrown said:It's doubtful the OP has $7000 sitting in the bank, waiting to be frozen by the Q for 6 months...
Also, I would think these items could be purchased at retail (sales) for a heckuvalot less than Q is charging! Especially, the shipping & handling itself, could be a few hundred!!!
that's what i told cs.. if i was buying outright id go to walmart or something its cheaper..
‎01-27-2014 05:52 PM
On 1/27/2014 maryebrown said:It's doubtful the OP has $7000 sitting in the bank, waiting to be frozen by the Q for 6 months...
Also, I would think these items could be purchased at retail (sales) for a heckuvalot less than Q is charging! Especially, the shipping & handling itself, could be a few hundred!!!
Exactly.
And W*T*H does anyone need an 80" tv for anyway? Are they going to return it after the SuperBowl. It happens. Ask Best Buy. 
‎01-27-2014 05:59 PM
it was 1000 not 7000 but either way i did everything asked of me
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