Electronics

[glb613]

On 1/27/2014 RedConvertibleGirl said:

On 1/27/2014 glb613 said:

If you can't afford to buy it outright, you can't afford it.

So then we can assume you paid cash up front for every car and home you've ever purchased?

Who said anything about a house or car? Although I did pay cash for the car I currently own.

[StuffnSuch]

Seems a bit odd that two brand-new posters are asking about how to qualify for easy payments and make big-ticket purchases. I smell some week-old fish.

[RainyDayGal]

On 1/27/2014 glb613 said:

On 1/27/2014 RedConvertibleGirl said:

On 1/27/2014 glb613 said:

If you can't afford to buy it outright, you can't afford it.

So then we can assume you paid cash up front for every car and home you've ever purchased?

Who said anything about a house or car? Although I did pay cash for the car I currently own.

Your statement was silly. It could be anything - car, house, expensive TV, computer, appliances. Whatever. My point is credit (and easy pay) is available for times when someone cannot purchase an any item outright.

[January121]

On 1/27/2014 Yuban3 said:

You didn't try to order a 70" tv, a king size bed, an ipad, and a MacBook Pro, by chance, did you?

I'm glad that the Q is taking preventative measures in order to try and cut down on fraud.

They don't know you from a hole in the wall.

How do they know that you are going to make good on the payments?

Yes, most businesses will have a new customer make small purchases first, in order to establish a payment history.

If someone is a brand new customer, and they want to purchase thousands of dollars worth of stuff on the very first purchase, that's a huge red flag that someone might be trying to use a credit card fraudulently.

Sorry that you don't like it, but that's just the way it is.

[RainyDayGal]

I didn't know you needed to establish a "payment history" with Q before using Easy Pay. Hosts have always said Easy Pay is available to everyone, even if you are a brand new Q customer. So, yes, I can see where the OP is questioning that.

[rysk29]

On 1/27/2014 RedConvertibleGirl said:

I didn't know you needed to establish a "payment history" with Q before using Easy Pay. Hosts have always said Easy Pay is available to everyone, even if you are a brand new Q customer. So, yes, I can see where the OP is questioning that.

Thank you for taking me seriously.. im not trolling im just confused and frustrated

[151949]

When you order from QVC on easy pay they have to first contact your credit card and verify there is sufficient credit available to cover that item. they put a hold against that total amount right at the beginning then only charge you the monthly amount. So - if your credit card does not have a large enough balance to cover the total amount of the item + S&H + tax they have to deny you the easy pay. And - if you do get easy pay - when you get your cc bill you will note that where it says available credit - the TOTAL amount has been spoken for so the available credit will reflect that. BTW - the first purchase I ever bought from QVC was a set of jewelry and it was on easy pay and they gave it to me no problem. It really sounds like the OP is attempting to buy something that she does not have available credit to purchase.

[Black Bear]

I don't believe a word of it

[rysk29]

i put over 1000 a month into that account.. i believe i can cover 200 a month..

[RedHeadedWench]

On 1/27/2014 rysk29 said:

i put over 1000 a month into that account.. i believe i can cover 200 a month..

That's all well and good, but they are going to see what your average monthly balance is before they extend you the credit for the item you want to buy.

If you deposit $1000, but spend $800 of it...your monthly average balance may only be $100-$300 depending on what you spend every month.