Credit Security and Identity Theft : Question - Page 3

glb613 · ‎03-09-2010

If you didn't give out the information, how did your family member get it? Sounds like something illegal to me.

Disdatmac · ‎03-10-2010

Target is offering a free year of credit monitoring through experian to all of its customers due to the security breech last year. It's open to virtually anyone that ever shopped at target. I signed up both my husband and me fir the service. It's free so why not take advantage of it

m2p · ‎06-23-2010

On 2/22/2014 Jussa said:
Thank you all for your replies and information (excellent link nutmeg!). I tend to be a cynical person so I'm leaning towards being very proactive as opposed to doing nothing.

I spoke to one of the three credit bureaus yesterday. A freeze would cost $16/month and would have to be done separately with each credit bureau. Assuming that's around the same fee for each credit bureau, that would run me approximately $575/year. That's a lot for me but as someone said, it may be a necessary "worth it."

For now, I have placed a temporary 90-day fraud alert (free) that will be shared with all 3 credit bureaus. This will give me time to research other options.

happy housewife - You assumed that I "gave" this information out. I did not.

Everything I have read states the most it will cost is $10 for each credit bureau, that's $30 total,until you lift the freeze, then it's $10 for each again. Some states are lower, some are free, and others have senior discounts. Make sure you are actually talkng to or looking online at a real credit bureau. Many companies have similar names to fool you and will charge you excessive fees for something you can do yourself for less. Go to Annualcredit report dot com for the real sites. Good luck.