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New Contributor
Posts: 2
Registered: ‎03-08-2016

Is there only three month payment options on the q card? just got approved and was a little unsure. or does it work like a typical revolving credit card?

QVC Customer Care
Posts: 729
Registered: ‎06-14-2015

@dscottnmel wrote:

Is there only three month payment options on the q card? just got approved and was a little unsure. or does it work like a typical revolving credit card?


@dscottnmel It works like a typical credit card and everything you purchase on the card can be placed on three easy payments. 

Esteemed Contributor
Posts: 5,660
Registered: ‎03-09-2010

It depends on how you pay your balance.  You get THREE  Easy Pays on your items so they will take each item add  the shipping and handling and divide the amount into 3 equal payments.  This amount will be charged to your card for 3 consecutive monthly credit card billing cycles.   Let us assume that you have 4 items that you have ordered and the monthly EZ pay for each item is $50.00 .  you will get a bill for $200.00.  If you pay the $200.00 you will pay no interest because you have paid your balance for that month in full.  However, you are not required to pay the balance in full.  Your minimum required payment might be $25.00.  If you pay only the minimum payment or anything less than the full balance for that month you will be charged interest on the balance and the rate is absolutely outrageous.  

New Contributor
Posts: 2
Registered: ‎03-08-2016

ok got it thanks

Contributor
Posts: 58
Registered: ‎03-09-2010

 

Your answer, KathyPet, was perfect!  I can only add one thing!  Be very careful and don't get carried away with 3 Easy Pays because they add up very quickly if you don't keep track!  And your monthly statement might be a surprise, even if you pay it off every month!

It's tooooooooo easy!  Beware!  Smiley Wink