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03-08-2016 05:28 PM
Is there only three month payment options on the q card? just got approved and was a little unsure. or does it work like a typical revolving credit card?
03-08-2016 05:39 PM
@dscottnmel wrote:
Is there only three month payment options on the q card? just got approved and was a little unsure. or does it work like a typical revolving credit card?
@dscottnmel It works like a typical credit card and everything you purchase on the card can be placed on three easy payments.
03-08-2016 05:41 PM
It depends on how you pay your balance. You get THREE Easy Pays on your items so they will take each item add the shipping and handling and divide the amount into 3 equal payments. This amount will be charged to your card for 3 consecutive monthly credit card billing cycles. Let us assume that you have 4 items that you have ordered and the monthly EZ pay for each item is $50.00 . you will get a bill for $200.00. If you pay the $200.00 you will pay no interest because you have paid your balance for that month in full. However, you are not required to pay the balance in full. Your minimum required payment might be $25.00. If you pay only the minimum payment or anything less than the full balance for that month you will be charged interest on the balance and the rate is absolutely outrageous.
03-08-2016 05:49 PM
ok got it thanks
03-15-2016 03:51 PM
Your answer, KathyPet, was perfect! I can only add one thing! Be very careful and don't get carried away with 3 Easy Pays because they add up very quickly if you don't keep track! And your monthly statement might be a surprise, even if you pay it off every month!
It's tooooooooo easy! Beware!
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