Now that QVC owns HSN they should switch over to the same easy pay or accounting format HSN has, much easier to read than QVC easier to tell what easy pay you are on and very much user friendly than QVC. It almost seems that QVC wants to keep you in the dark (and it's working) on what easy pay your're actually on!
Please do yourself a favor and check out HSN, I'm actually buying more from HSN and one of the reasons their billing is much easier to follow.