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Honored Contributor
Posts: 9,914
Registered: ‎03-09-2010

Re: Your monthly cost for health insurance?


@Shaunac wrote:

I pay $550, but it is just me, no spouse, no kids.

 

I didn't realize I paid so much.  I have low co-pays and my medications, when needed, are pretty cheap at just $5 each bottle.  I pay $15 to see the doctor. 

 

Even though it seems pricey, I am thankful for it.  In 2010, I had emergency surgery and would have died without it.  Because it was an emergency, I didn't pay anything.  The cost for it was more than $150k.


@Shaunac . Sounds like a bargain to me!  I wish my permiums were only $550.00 a month and $15.00 copays!

Respected Contributor
Posts: 3,441
Registered: ‎03-11-2010

Re: Your monthly cost for health insurance?

My DH is on medicare, but my Kaiser HMO is going up to a $1000 a month for 2018.  Recently broke my hand and even though I only used them, no ER or anything they keep adding charges above the co-pay they told me I would owe.  I paid that co-pay the day of out patient surgery at their facility, no hospital, but now they want me to pay crazy amounts of money.  According to my evidence of coverage, I should at most owe 20%.  Even their own billing specialists can't figure it out.  A year ago it would have been a flat fee.  Can't begin to tell you how much I hate Obama care!!!!!!!!!!!!

Honored Contributor
Posts: 21,352
Registered: ‎11-03-2013

Re: Your monthly cost for health insurance?


@haddon9 wrote:

I'm on a silver Obama care plan and it costs $840.00 just for me for so so coverage.  DH is on Medicare. Between Medicare & his supplemental plan (a basic plan) he pays $260.00 a month.  

 

Total for the two of us is $1100.00....I sure hope it doesn't go up in January!

 

ETA:  I feel screwed compared to most of you and I actually can't wait to turn 65!!....two years to go!


@haddon9 I feel your pain, four more years for me and I hope I last that long! . . . boo.

Frequent Contributor
Posts: 107
Registered: ‎03-27-2010

Re: Your monthly cost for health insurance?

I pay approximately $30 biweekly for medical insurance for myself, spouse and newborn daughter. I pay the same amount whether there's 1 person covered or 10. I have BCBS and a family deductible of $500/yr. I have very good insurance. I also pay $6/mo for dental insurance for myself and spouse. 

Honored Contributor
Posts: 17,015
Registered: ‎03-09-2010

Re: Your monthly cost for health insurance?

Your numbers are in line with my employer's family plan.  However, I think we get better than "so-so" coverage, but that's just my take on it.

Honored Contributor
Posts: 11,616
Registered: ‎03-09-2010

Re: Your monthly cost for health insurance?

$34 monthly for both of us.

Super Contributor
Posts: 276
Registered: ‎05-11-2010

Re: Your monthly cost for health insurance?

[ Edited ]

My husand and I pay $1100 per month for medical/dental/eye. It is thru his employer and the return is not near what we pay out! Ridiculous! And thats with BCBS of Arizona! $13,200 per year!  Blessed that we never go to the doctor....but that amount is crazy!

Honored Contributor
Posts: 58,719
Registered: ‎03-10-2010

Re: Your monthly cost for health insurance?

I'm retired, on Medicare with which I have an Advantage Plan. The only thing I pay is the standard mandatory Medicare charge.  My supplemental plan is free for me and thus far has always paid 100% of my medical expenses. I've never paid a dime, even with major surgery.

 

My insurance for myself has always been free from my employer and it's had excellent coverage.  I think long ago, we had a small deductible but never any co-pay.

New Mexico☀️Land Of Enchantment
Trusted Contributor
Posts: 1,567
Registered: ‎03-18-2010

Re: Your monthly cost for health insurance?

I know someone who is a realtor and must pay for her own insurance.  It's $1600 a month for her and her husband.  I don't know her insurance plan/policy.

Trusted Contributor
Posts: 1,561
Registered: ‎03-26-2010

Re: Your monthly cost for health insurance?

Before I retired from full time work, I paid $853 per month for my husband and me.  We are now on Medicare, and have a supplemental plan which costs us a total of $220 per month.